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Love where you bank

Get up to $250!

For every auto loan or credit card balance you transfer to UCCU.

4% Cash Back on Holiday Travel

With a UCCU 4-3-2-1 Cash Back Credit Card.

Elevated Checking

With benefits that are BIGGER and BETTER than ever before!

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Banking made simple

For more than six decades, we’ve been helping our members with the biggest financial decisions of their lives, and all the little ones along the way.

See Current Saving Yields

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Providing low rates is our highest priority

More from Utah Community Credit Union

Fraud Protection

A free resource to keep you educated, informed, and up-to-date about current frauds.

UCCU Articles

A collection of blogs and articles made support your financial journey.

Learn & Earn

A fun way to learn about money and get rewarded with gift cards.

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(801) 223-8188
Mon – Fri: 8:00 am – 6:00 pm
Sat: 9:00 am – 2:00 pm

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Auto Loans:

*APR = Annual percentage rate. Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. 60 monthly payments of $19.44 per $1,000 borrowed for 2017 models or newer at 6.24% APR. Advertised APR includes 0.25% loan discount with Elevated Checking Account. Actual rate may increase based upon borrower’s creditworthiness. Federally insured by NCUA.

Credit Cards:

*APR = Annual percentage rate. Variable APR ranges from 11.50% to 18.00% APR.  Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. 1% foreign transaction fee. Federally insured by NCUA.

Click to view Credit Card Rate & Fee Disclosure, Visa Cardholder & Protection Agreement, or the 4-3-2-1 Cash Back Card details.

Home Equity:

*APR = Annual percentage rate. Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. Rates as low as 5.99% introductory fixed rate for 6 months, 6.74% variable APR (Prime – 1.01%). For loans greater than 80% LTV (loan-to-value) the variable APR is 9.24% (Prime + 1.49%). Property insurance is required. Interest rate will not vary above 18.00% or below 4.99%. Variable rates based on the Prime Rate as published in the Wall Street Journal on the 15th day of the month prior. Limited time offer. Appraisal, title, and insurance fee reimbursement required if paid off and closed within 24 months of funding date. Equal housing lender. NMLS # 407653. Federally insured by NCUA.

Mortgage:

*APR = Annual percentage rate. See rate, APR and payment details for more information. Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. Equal housing lender. NMLS # 407653. Federally insured by NCUA.