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Business Sweep Services

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Save time and maximize efficiency with smart transfers that keep your cash where it counts. 

Every business is different — but the need to manage cash efficiently is universal. UCCU’s Sweep Services help you do more with your money by automating transfers between your business accounts. Whether you’re looking for something quick and straightforward or a fully customized solution, we’ve got you covered.

It’s a simple way to help your business funds work harder and grow faster for you, automatically.

Ready to Simplify Your Cash Flow? 

Automated sweeps can save you time, reduce manual errors, and make every dollar work harder — without the busy work. 

Whether you’re a small business or managing multiple accounts, we’ll help you find the right fit. 

(801) 223-7665 | [email protected]
or visit us at any UCCU branch location.

Available Monday – Friday 9 am – 5:30 pm

What are Simple Sweep Services?

A simple sweep service is an an easy, affordable way to grow your savings — automatically. These are perfect for businesses that consistently maintain extra funds in their checking account and want to earn more without manual transfers. 

  • Earn More on Idle Funds: Automatically sweep excess checking balances into a high-yield savings account. 
  • Set It and Forget It: Once configured, your sweep runs daily — no manual transfers or busy work. 
  • Affordable Automation: Just $20/month — a simple solution for better earnings on your everyday balances. 

Ideal for: Businesses that want a hands-off way to build savings from daily operating cash. 

What are Commercial Sweep Services?

Advanced rebalancing across multiple accounts. These are perfect for complex business structures that manage multiple accounts, large balances, or want full control over liquidity. 

Some of the benefits include: 

  • Custom configurations: Set target balances, tiers, and funding order — your rules, your way. 
  • Time savings at scale: No more daily reconciliations or manual transfers between departments or accounts. 
  • Balance optimization: Ensure funds are where they’ll be most productive — whether that’s earning interest or covering expenses. 
  • Expert support included: Our treasury team works with you to design and maintain your sweep strategy. 

Ideal for: Multi-entity businesses, treasury teams, or accounts with complex cash flow needs. 

How Sweep Services Benefit You

  • Optimized Cash Management: One of the key benefits of sweep services are the optimization of your business’s cash resources. Excess funds in your checking account are automatically moved to an interest-bearing account, allowing your money to grow over time.
  • Streamlined Finances: Managing cash flow can be a complex task for businesses. Sweep services simplify this process by automating the transfer of funds, reducing the need for manual intervention and allowing you to focus on other aspects of your business.
  • Enhanced Earnings: With funds moved to an interest-bearing account, your business earns interest on idle cash, which can significantly boost your earnings over time.

We’re here to help

Call or Text

(801) 223-8188
Mon – Fri: 8:00 am – 6:00 pm
Sat: 9:00 am – 2:00 pm

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or send us a message from inside online banking.

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