Utah Community Credit Union

UCCU Pay Anyone - UCCU member or Not.


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Pay Anyone

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Send Money Faster Than Ever Before

So, what is UCCU Pay Anyone?

Pay Anyone is a Person-to-Person (P2P) payment tool, enabling you to send money in seconds (not days) to anyone, UCCU member or not, inside the security of UCCU’s online and mobile banking. All you need is the person’s mobile phone or email address.

  • It’s real-time money movement that’s simple to use
  • It’s available to all UCCU members on desktop, tablet or mobile phone
  • It’s fast - Send a payment from any device. Your recipient receives funds in seconds, not days
  • It’s easy - The feature is ready to use in UCCU online, mobile and tablet banking
    • No third-party accounts, no pre-registration
    • No new login credentials for another service provider
  • Secure - Backed by powerful encryption and authentication technology to keep you safe
  • Secure - No need to exchange private account information with anyone. Securely send money with just a mobile phone number or email address

Requirements to Send Money

  • You must have a UCCU Visa® Debit Card
  • You must be enrolled in UCCU’s Online / Mobile Banking


How UCCU Pay Anyone Works

To Send Money Using Pay Anyone

  1. Log in to UCCU Online or Mobile Banking. From the left menu, select "Transactions" then “Pay Anyone”

  2. Enter the recipient’s mobile phone number or email address. (If using UCCU Mobile, you may select from your address bookb y tapping the person icon). Enter the amount you want to send and if you wish, a personal note to the recipient. 

  3. Verify the transaction using your UCCU Visa® Debit Card PIN.

  4. The recipient receives a notification with the payment details and enters his/her debit card for immediate credit or bank account information to receive the money.

No registration or additional login is required by the recipient to receive the funds.

To Receive Money Sent With Pay Anyone

  1. Click the link received via email or text.

  2. Fill in first name, last name, debit card number, and expiration date. Click to accept the terms of service.

  3. Payment is deposited that day.

The Many Ways to Send Money through UCCU Online and UCCU Mobile

  • UCCU Pay Anyone Person to Person (P2P) Payments. Send up to $500 per transaction.
  • Funds Transfers Move money between your UCCU accounts. No limits.
  • External Transfers (Me to Me). Send up to $5,000 per transaction to and from your UCCU accounts to and from accounts you have at other financial institutions.
  • Member to Member Transfers Send as much as you need to any other UCCU member.
  • Wire Transfers Domestic and International. Send funds quickly online anywhere worldwide.
  • Bill Pay Including options to Pay a Company, Pay a Person and Gift Pay.

What are Person-to-Person (P2P) payments?

P2P payments are a digital cash alternative that make moving money to others easy. Whether it’s paying allowance, splitting the check, sending a birthday gift, or more, person-to-person payments allow you to quickly transfer money from your UCCU account to anybody else’s.

Whether you need to send a friend $25 for a concert ticket or a contractor $5,000 for a home repair, there’s a tool available inside of UCCU’s Online and Mobile Banking that’s up to the task. 

The best way to transfer money elsewhere depends a lot on how and where you want to send it.

UCCU Pay Anyone Steps

Money transferred using Pay Anyone is processed real-time as an ATM/Debit transaction using industry-leading data protection.

Apply online for a UCCU loanFind a UCCU Branch LocationContact UCCU at (801) 223-8188Email a UCCU expert at support@uccu.com

NCUA Equal Housing Lender
Utah Community Credit Union, 360 W 4800 N, Provo, UT 84604, 1 (800) 453-8188. All Rights Reserved. Utah Community Federal Credit Union does business as (DBA) Utah Community Credit Union. Unauthorized account access or use is not permitted and may constitute a crime punishable by law.