Utah Community Credit Union



Through a variety of savings plans, Utah Community Credit Union has developed many ways for you to save. Simply choose the plan that fits your needs. And, as always, your money at UCCU is insured up to $250,000 by the National Credit Union Administration, an agency of the federal government. That means safety and security for your accounts.

Share Savings

A Share Account is like a traditional savings account - earn a competitive dividend and make deposits or withdrawals at any time. With this account, you earn daily interest that is paid each month. Every member of the credit union is required to maintain a Share Savings Account with a minimum deposit and balance of $5.

  • Several savings accounts can be opened with each UCCU account number
  • Unlimited access
  • Competitive yields
  • Federally insured by NCUA

Current Yields

Money Market

If you're looking for a liquid account that earns market rates, try UCCU's Money Market Account. There is no monthly fee.

  • High yields with flexibility
  • Six free withdrawals per month ($10.00 thereafter)
  • Federally insured by NCUA to $250,000

Current Yields


Savings Certificates
Add-On CD

Utah Community Credit Union, is here to help you and your family save. That is why we are excited about products like our unique Add-On CD. It is the best 12-month savings tool available with flexibility you will not find anywhere else.

With UCCU's new Add-On CD, you can:

  • Start with an initial deposit as low as $100.00 (other CD's require a $500.00 minimum)
  • Make additional deposits to the CD as often as you would like


Start and End Dates:

This is a limited time offer. This CD offering may be discontinued anytime at the discretion of the management.

Other Details:

  • Maximum balance of $100,000 to open 12 month Add-On CD
  • This offer excludes IRA Certificates of Deposit
  • Deposits can be made using online or mobile banking, in person or over the phone. 
  • Additional deposits can be made anytime during the 12 month term of the CD. Members can make deposits periodically or set-up recurring deposits via automatic transfer for a more disciplined savings approach.

These above features may be changed and/or cancelled anytime at the discretion of the management.

UCCU offers a variety of high yield savings certificates with terms from 90 days to 60 Months.

  • Dividends are paid each month and at maturity; you have the option of compounding your dividends back into the certificate or transferring them to your savings or checking account at each monthly payment.

Disclosure: If Certificate funds other than dividends are withdrawn prior to maturity, a PENALTY will be assessed. The forfeiture of dividends is up to 180 days' dividends. But if the amount withdrawn reduces the balance below the minimum balance for this type of Certificate it will be cancelled and the same forfeiture terms will apply. THE CERTIFICATES WILL BE AUTOMATICALLY RENEWED AT MATURITY AT THE THEN CURRENT OFFERING INTEREST RATE (UNLESS PRESENTED FOR PAYMENT BY THE REGISTER OWNER(S) WITHIN 10 DAYS AFTER A MATURITY DATE). In mailing interest checks or giving any notice the Credit Union may regard as correct the addresses shown by its records.

Current Yields

Brokerage Savings

Brokerage Services are offered to our members through Utah Community Investment Services. For more information on the products and services offered, you can visit their website at https://www.ucfinancial.net.

Retirement Savings

Save for the future and reduce your tax liability with a UCCU IRA account. Your IRA from UCCU is federally insured by NCUA.

Current Yields

Fee Schedule

*$5 minimum deposit and daily balance in share shavings account required. 




NCUA Equal Housing Lender
Utah Community Credit Union, 360 W 4800 N, Provo, UT 84604, 1 (800) 453-8188. All Rights Reserved. Utah Community Federal Credit Union does business as (DBA) Utah Community Credit Union. Unauthorized account access or use is not permitted and may constitute a crime punishable by law.