Apply for a Loan

Prime Checking 

A checking account that gives you more. A lot more.

Man lifting boy up in the air

Prime Checking provides real savings on things we all need and use every day.

Talk to a Business Loan & Service Expert

(801) 223-7665 | [email protected]
or visit us at any UCCU branch location.

Available M–F 9am–5:30pm

Real savings you can use daily

Prime Checking is a package of valuable benefits that can be added, instantly, to any UCCU checking account. All managed from one, simple app on your phone, and all for just $6* a month.

*Automatically deducted from your Prime checking account.

Prime Checking Features

Cell Phone Protection

Just pay your monthly cell bill with your Prime Checking account and if your phone is ever broken or stolen, you’ll be reimbursed up to $600 per claim, up to twice a year – no matter what phone you have or which cell service you use. 

Roadside Assistance

Free roadside assistance, 24/7, with up to $80 in covered service charges, up to four times a year, anywhere you – and your vehicle – need it.

ID Theft Aid

If your payment cards are lost or stolen, you’ll have access to personal fraud specialists and be reimbursed up tp $10,000 for any covered expenses you may face when restoring your identity.

Digital Health Savings Card

Provides you and your family big savings on prescriptions, eye exams, frames, lenses and hearing services – all from inside your UCCU Prime app, so you’ll never need to carry a card.

The Best Deal Network Anywhere

Over 360,000 discounts on dining, shopping, and travel (including hotels, car rentals, theme parks, and more), as well as valuable savings on things you need every day, like oil changes, dry cleaning, and family entertainment.

Free ATMs Nationwide

Free access to over 30,000 CO-OP Network ATMs nationwide.

Debit Card Smart Rewards

You’ll automatically earn one point for every dollar you spend using your Prime Checking VISA debit card, which you can redeem for valuable gifts, gift cards, travel, and more.

$25,000 Travel Accidental Death Coverage

For added peace of mind.

View All Prime Checking Benefits | Prime Checking FAQs

Compare UCCU checking account benefits side-by-side

Woman holding out a credit card

At UCCU, every checking account includes…

Free Visa Debit Card, with no Annual Fee
Free Online and Mobile Banking
Free Direct Deposit
Free Telephone access 24/7
Unlimited check writing

We’re here to help

Call or Text

(801) 223-8188
Mon – Fri: 8:00am – 6:00pm
Sat: 9:00am – 2:00pm

Send an Email

[email protected]
Or send us a message from inside online banking.

Stop by a Branch

Find a Location

Subject to terms and conditions at uccu.com/prime. Powered by BaZing. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals. Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UINON, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.  Identity and credit monitoring require additional activation for monitoring to begin. Checking account federally insured by NCUA.