Business Savings

Business Loans

Utah Community Credit Union offers the following loan and credit options for our business customers.

Business Lines Of Credit

• Business overdraft line of credit
• Platinum Business Visa Credit Card
• Business line of credit

Business Term Loans

• Auto
• Equipment
• Signature
• Share Secured

Business Real Estate Loans

UCCU offers loans on commercial properties, including:

• Office condos
• Office buildings
• Retail centers
• Commercial land
• Industrial buildings

Small Business Administration Loans

The 504 SBA Program provides growing businesses with long-term, fixed-rate financing for major fixed assets projects such as:

• Purchasing land and improvements, including existing buildings, grading, street improvements, utilities, parking lots and landscaping;
• Construction of new facilities or modernizing, renovating or converting existing facilities;
• Purchasing long-term machinery and equipment.

7(a) SBA Loan proceeds may be used to establish a new business or to assist in the operation, acquisitions, or expansion of an existing business. For example:

• To purchase land or buildings, to cover new construction as well as expansion or conversion of existing facilities; 
• To acquire equipment, machinery, furniture, fixtures, supplies, or materials;
• To refinance existing business indebtedness that is not structured with reasonable terms and conditions;
• For short-term working capital needs, including seasonal financing, contract performance, construction financing, export production, and for financing against existing inventory and receivables under special conditions; 
• To purchase existing business.

Visa Business Cards

Select the Visa Business Card that's right for your business:

Visa Business Check Card

• No annual fee
• No cash advance fee
• Save money on check purchases
• Business checking account required

Platinum Business Visa Credit Card

• No annual fee
• Exceptionally low interest rate
• 25 day grace period
• Minimum credit line of $100
• Auto rental collision damage waiver

Platinum Business Rewards Credit Card

• No annual fee
• Exceptionally low interest rate
• 25 day grace period
• Minimum credit line of $3,000
• Auto rental collision damage waiver
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Apply Now

For more information about UCCU's business loan and credit programs, please call us at (801) 223-7620 or email us at bizloans@uccu.com.