Utah Community Credit Union

exceptional commercial lending uccu

Incredibly low rates. Endless possibilities.

UCCU's team of highly-trained, seasoned commercial lending experts are ready to provide your business with the best real estate loans, refinancing, and low-rate lines of credit with no pre-payment penalties.

  • Low 10-year fixed rates
  • No Pre-payment penalties
  • Big savings through refinancing
  • Real Estate Lending and Lines of Credit

Put our experts to work for your business today.

801.223.7620   |   commercial@uccu.com


"The commercial lending department at UCCU will take care of you. They are true experts and I enjoy working with them!"

- Brandon Huntsman, CCB Advisors


*Annual Percentage Rate (APR). Some restrictions may apply. On approved credit. Federally Insured by NCUA. 


Commercial Loan Products:

  • Business Lines of Credit
  • Business Real Estate Loans
  • SBA Loans
  • Visa Business Credit Card
  • Ask about other options


Business Lines Of Credit

  • Business overdraft line of credit
  • Platinum Business Visa Credit Card
  • Business line of credit

Business Term Loans

  • Auto
  • Equipment
  • Signature
  • Share Secured


Business Real Estate Loans

UCCU offers loans on commercial properties, including:

  • Office condos
  • Office buildings
  • Retail centers
  • Commercial land
  • Industrial buildings

Small Business Administration Loans

The 504 SBA Program provides growing businesses with long-term, fixed-rate financing for major fixed assets projects such as:

  • Purchasing land and improvements, including existing buildings, grading, street improvements, utilities, parking lots and landscaping;
  • Construction of new facilities or modernizing, renovating or converting existing facilities;
  • Purchasing long-term machinery and equipment.

7(a) SBA Loan proceeds may be used to establish a new business or to assist in the operation, acquisitions, or expansion of an existing business. For example:

  • To purchase land or buildings, to cover new construction as well as expansion or conversion of existing facilities; 
  • To acquire equipment, machinery, furniture, fixtures, supplies, or materials;
  • To refinance existing business indebtedness that is not structured with reasonable terms and conditions;
  • For short-term working capital needs, including seasonal financing, contract performance, construction financing, export production, and for financing against existing inventory and receivables under special conditions; 
  • To purchase existing business.

Visa Business Cards

Select the Visa Business Card that's right for your business:


Business Visa Credit Card

  • No annual fee
  • Exceptionally low interest rate
  • 25 day grace period
  • Minimum credit line of $100
  • Auto rental collision damage waiver


Business Rewards Credit Card

  • No annual fee
  • Exceptionally low interest rate
  • 25 day grace period
  • Minimum credit line of $3,000
  • Auto rental collision damage waiver


Apply Now

For more information about UCCU's business loan and credit programs, please call us at (801) 223-7620 or email us at commercial@uccu.com.


NCUA Equal Housing Lender
Utah Community Credit Union, PO Box 1900, Provo, Utah 84603-1900, 1 (800) 453-8188. All Rights Reserved. Utah Community Federal Credit Union does business as (DBA) Utah Community Credit Union. Unauthorized account access or use is not permitted and may constitute a crime punishable by law.