A savings account that works harder
and earns more for your business
Our highest earning interest rates are available through UCCU Business Savings Certificates. With rates much higher than a traditional savings account, you enable your savings to earn more for you.
That’s because unlike a traditional savings account – which allows you to deposit and withdraw funds freely – a certificate of savings comes with an agreement that you won’t withdraw funds for a set term, typically anywhere from months to years.
Also, click to take a look at UCCU’s high interest Money Market Accounts!
Special Promotional Savings Certificate Rates!
Types of Savings Certificates
Standard Certificate Rates
A conventional savings certificate that earns you a higher interest rate than a traditional savings account.
Add a Jump Up Feature to your Standard Certificate!
Worried the yield will go up? Then add a Jump Up to any Standard Certificate for only 0.20% less APY to enjoy the flexibility of a one-time rate Jump up during the life of your certificate!
Certificate Special Rates
Open a promotional certificate for a limited time only. Hurry before these specials disappear!
What’s the difference between a Savings Certificate and a CD?
Though a Savings Certificate and a Certificate of Deposit (or CD) are similar in function, CDs are issued by banks while Savings Certificates are issued by credit unions, like UCCU.
Savings Certificates are a popular way to save money by purchasing a certificate and agreeing to leave that money deposited in the certificate for a period of time between 3-months and 5-years. They earn higher dividends than other savings options.
*APY = Annual Percentage Rate. Please note that rates and fees are subject to change without notice. Personal and Business minimum deposit $500 (Youth $100). Click for Truth in Savings for Certificates. Click for the Disclosure of Business Savings Certificates.