Loan and Savings Rates

Auto Loans

UCCU provides low rates and flexible terms on every vehicle loan.

Disclosures:
*ANNUAL PERCENTAGE RATE (APR). Late payment fee is 5% of the payment due or $25.00, whichever is greater. Some restrictions apply. Rates, terms, and conditions are subject to change without notice. **84 month financing available for loan amounts over $20,000.

RV Loans

UCCU  RV  Buying Experts are at work in every branch, ready to deliver low rates, and up  to 100% financing and 144 months (that’s 12 years!) on new and used Recreational Vehicles. 

Disclosures:
*ANNUAL PERCENTAGE RATE (APR). Late payment fee is 5% of the payment due or $25.00, whichever is greater. Some restrictions apply. Rates, terms, and conditions are subject to change without notice.

Motorcycle / Scooter Loans

UCCU provides up to 100% financing and 72 months on a new and used motorcycle loan

Disclosures:
*ANNUAL PERCENTAGE RATE (APR). Late payment fee is 5% of the payment due or $25.00, whichever is greater. Some restrictions apply. Rates, terms, and conditions are subject to change without notice.

Visa Credit Cards

Get the credit you deserve.

Disclosures:
*Annual Percentage Rate=APR. Some restrictions may apply. Offer is subject to change without notice. On approved credit. Membership eligibility required. Federally insured by NCUA. Click here to view UCCU’s Visa Line of Credit Disclosure. Click here to view UCCU’s Visa Cardholder Agreement. Click here to view UCCU’s 4-3-2-1 Cash Rewards Card details.

Personal Loans

Referred to as a “signature loan,” a Personal Loan from UCCU requires no collateral or application fees.

Disclosures:
*ANNUAL PERCENTAGE RATE (APR). Late payment fee is 5% of the payment due or $25.00, whichever is greater. Some restrictions apply. Rates, terms, and conditions are subject to change without notice.

Checking Protection

Checking Protection is a line of credit you can link to your checking account to provide the financial coverage you need if your balance is too low to complete a transaction. 

Disclosures:
*The variable Annual Percentage Rate (APR) is based on the value of an index. The index is the Prime Rate published in the Money Rates column of the Wall Street Journal. When a range of rates has been published, the highest rate will be used. We will use the most recent index value available to us as of the 15th day of the month prior to any annual percentage rate adjustment.

To determine the annual percentage rate that will apply to your account, we add a margin to the value of the Index. The margin you will receive is based on your credit worthiness. if the rate is not already rounded we then round up to the next .25%

* ANNUAL PERCENTAGE RATE (APR). Late payment fee is $25.00. Some restrictions apply. Rates, terms, and conditions are subject to change without notice. Learn More

Mortgage Loans

Traditional loans with fixed payments and low rates.

See our Mortgage Rates on our Mortgage & Home Loans Page

Commercial Vehicle Loans

From buying a delivery bike to building an entire fleet of vehicles, UCCU’s Commercial Vehicle Buying Experts are ready to provide your business with low rates and flexible terms on every business vehicle loan.

Business Visa Credit Cards

Low rates, cash back, and other advantages to
help support and grow your business.

Disclosures:
*Annual Percentage Rate=APR. Some restrictions may apply. Offer is subject to change without notice. On approved credit. Membership eligibility required. Federally insured by NCUA. Click here to view UCCU’s Visa Cardholder Agreement. Click here to view UCCU’s Visa Line of Credit Disclosure. Click here to view UCCU’s 4-3-2-1 Cash Rewards Card details.

Business Checking Protection

Checking Protection is an overdraft line of credit will automatically provide the coverage your business needs to complete a transaction whenever there are insufficient funds in your account. 

Business Term Loans

Regular Business Savings

Truly free business savings, with no monthly fees and up to five different suffixes (or sub-accounts) that make planning and saving less complicated and more convenient.

Business Savings Certificates

Savings Certificate Specials

Standard Savings Certificates

Jump Up Savings Certificates

Regular Savings

Federally insured by NCUA, a UCCU Share Savings account enables you to make deposits or withdrawals at any time, while your savings earn daily interest that’s paid to you every month.

Disclosures:
*Every member of the credit union is required to maintain a Share Savings Account with a minimum deposit and balance of $5.

Money Market Savings

With higher interest rates than traditional savings accounts and the ability to make up to six free withdrawals a month, a Money Market account is an ideal option for anyone looking for a flexible way to grow their savings.

IRA

Investment accounts with financial advantages for your future.

Savings Certificates

A savings account that’s committed to working harder and earning more.

Savings Certificate Specials

Standard Savings Certificates

Jump Up Savings Certificates

Youth Money Market Savings

Youth Money Market accounts pay high money market yields at lower balances, making them perfect for young savers.

Youth Savings Certificates

Introduce your child to the idea of earning more, while enjoying the flexibility of penalty-free withdrawals the first week of each quarter.

Savings Certificate Specials

Standard Savings Certificates

Jump Up Savings Certificates