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All Loan and Savings Rates
Loan Rates
Auto Loans
UCCU provides low rates and flexible terms on every vehicle loan.
Personal Watercraft Loans
Providing up to 100% financing and 60 months on new or used personal watercraft loans. Your UCCU Vehicle Buying Expert will get you pre-approved for a low rate before you start shopping.
ATV Loans
An ATV isn’t just a toy; it’s a gateway to memories that last a lifetime. You can begin your adventure today. Contact us to learn more, or apply now and take the first step toward owning the ATV.
Boat Loans
Whether you’re purchasing a sleek motorboat for weekend adventures or a dependable fishing boat for quiet mornings on the water, we aim to make boat ownership accessible and stress-free.
Snowmobile Loans
Carving through snow-covered landscapes on your very own snowmobile? Whether you’re a seasoned rider or just starting, owning a snowmobile can unlock endless winter adventures. With our easy financing options, competitive rates, and flexible terms, you can bring your dream ride to life without delay.
Travel Trailer Loans
Providing up to 100% financing and 144 months (that’s 12 years!) on your new or used travel trailer loan, your UCCU Auto Buying Expert will get you pre-approved for a low rate before you start shopping.
RV Loans
UCCU RV Buying Experts are at work in every branch, ready to deliver low rates, and up to 100% financing and 144 months (that’s 12 years!) on new and used Recreational Vehicles.
Motorcycle / Scooter Loans
UCCU provides up to 100% financing and 72 months on a new and used motorcycle loan
UTV Loans
providing up to 100% financing and 60 months on Utility Vehicle loans, your UCCU Auto Buying Expert will get you pre-approved for a low rate before you start shopping.
Visa Credit Cards
Apply today to find out which card fits your lifestyle best and start enjoying the benefits of smart, straightforward credit.
Low Rate Visa Credit Card
Lower Interest Means Bigger Savings. Get our best rate available to save even more on everyday purchases.
4321 Everyday Cash Rewards Visa Credit Card
More cash back on the purchases you make the most like subscriptions, gas, and groceries.
4321 Travel Cash Rewards Visa Credit Card
Our most premium cash back credit card ever. Get cash back and other travel perks with this signature card.
Personal Loans
Referred to as a “signature loan,” a Personal Loan from UCCU requires no collateral or application fees.
Checking Protection
Checking Protection is a line of credit you can link to your checking account to provide the financial coverage you need if your balance is too low to complete a transaction.
Credit Builder Loan
A loan designed for any 16 and older to build or rebuild credit. This loan program displays your ability to make consistent payments on time, over time to raise your credit score.
Standard Home Equity Line of Credit
Interest-only Payment Option
6-month Introductory Fixed Rate
10-Year Draw Period
Initial Fixed Home Equity Line of Credit (Second Lien)
Provides a single rate that’s guaranteed not to change for the established fixed rate period.
Initial Fixed Home Equity Line of Credit (First Lien)
Provides a single rate that’s guaranteed not to change for the established fixed rate period.
Mortgage Loans
Traditional loans with fixed payments and low rates.
See our Mortgage Rates on our Mortgage & Home Loans Page
Savings Rates
Regular Savings
A UCCU Share Savings account enables you to make deposits or withdrawals at any time, while your savings earn daily interest that’s paid to you every month.
Money Market Savings
With higher interest rates than traditional savings accounts and the ability to make up to six free withdrawals a month, a Money Market account is an ideal option for anyone looking for a flexible way to grow their savings.
Savings Certificates
A savings account that’s committed to working harder and earning more.
Savings Certificates (Specials)
Savings Certificates (Standard)
Savings Certificates (Jump Up)
IRA
Investment accounts with financial advantages for your future.
Elevated Plus Checking
Our most premium checking account, paired with the most advanced and comprehensive banking tools available. Elevated Plus offers more savings, more benefits, and more online protections, plus dividends on your checking account!
Youth Money Market Savings
Youth Money Market accounts pay high money market yields at lower balances, making them perfect for young savers.
Youth Savings Certificate Specials
Introduce your child to the idea of earning more, while enjoying the flexibility of penalty-free withdrawals the first week of each quarter.
Youth Savings Certificates (Specials)
Youth Savings Certificates (Standard)
Youth Savings Certificates (Jump Up)
Business Loan Rates
Business Auto Loans
From buying a delivery bike to building an entire fleet of vehicles, UCCU’s Business Auto Buying Experts are ready to provide your business with low rates and flexible terms on every business vehicle loan.
Business Commercial Vehicle Loans
From buying a delivery bike to building an entire fleet of vehicles, UCCU’s Commercial Vehicle Buying Experts are ready to provide your business with low rates and flexible terms on every business vehicle loan.
Business Credit Cards
Low rates, cash back, and other advantages to help support and grow your business.
Disclosures:
*Annual Percentage Rate=APR. Some restrictions may apply. Offer is subject to change without notice. On approved credit. Membership eligibility required. Federally insured by
Business Checking Protection
Checking Protection is an overdraft line of credit will automatically provide the coverage your business needs to complete a transaction whenever there are insufficient funds in your account.
Business Lines of Credit
Designed to provide the perfect amount of capital for your business.
Business Term Loans
Designed to provide the perfect amount of capital for your business.
Business Equipment Loans
Helping you fund for the equipment you need in your business including heavy equipment like dump trucks or excavators and much more.
Business Share Secured Loans
Business Savings Rates
Regular Business Savings
Truly free business savings, with no monthly fees and up to five different suffixes (or sub-accounts) that make planning and saving less complicated and more convenient.
Business Money Market Account
Enjoy higher interest rates than traditional savings accounts and unlimited monthly withdrawals for your business. This makes Money Markets an ideal option for any business looking to earn more money and provide continued flexibility to grow their savings.
Business Savings Certificates
Our highest earning interest rates are available through UCCU Business Savings Certificates. With rates much higher than a traditional savings account, you enable your savings to earn more for you.