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About UCCU

Our history, membership eligibility, and beloved volunteers

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Corporate Values

Utah Community Credit Union is an organization rooted in the credit union philosophy of “people helping people” and built on traditional values of commitment to outstanding service, respect for others, and fiscal responsibility. We hold ourselves to the highest standards of honesty, professionalism, and integrity and are committed to achieving excellence in operations, products, and member service.

With consistent and reliable service delivery, we create trusting relationships with our members. We are a member-centric organization. Our decisions at all levels are based on what is in the best interest of the member, while maintaining a financially strong and stable organization.

The philosophy driving our team-oriented staff really is to help members “reach their financial goals.”

UCCU’s History

In 1956, seven BYU employees imagined something special for this community – a not-for-profit financial institution that wouldn’t answer to stockholders but, instead, would be owned by the very same people it served. And so, with only $35 from their own pockets, these founders established the BYU Federal Credit Union. It was a noble endeavor with humble beginnings. They couldn’t afford to rent office space, so they set up a table on a stair landing in the Harold R Clark building and took turns, voluntarily helping people in need of financial services. 

They couldn’t afford to purchase a vault, so cash was kept in a locked room and placed in a cast iron bathtub, covered with a sheet of asbestos to protect it from fire. And soon, word of this tiny credit union, a financial institution that valued people over profits, spread, to families, friends, and neighbors. To people who wanted to improve their lives. To people who caught the vision of working together for the betterment of everyone involved. And as the people came, this tiny financial cooperative grew. First to the Larson House, complete with a modest sign that read “Credit Union,” posted out front.  

Then, in 1977, the credit union opened its first official branch on Canyon Road in Provo, just north of the best football stadium on the planet – complete with safety deposit boxes, a fire-proof vault and the convenience of drive-up lanes. And it officially changed its name to Universal Campus Credit Union… or UCCU for short. 

And the people continued to come and the credit union grew….

At the dedication of that building, N. Eldon Tanner (member of first presidency of the LDS church) emphasized the mission of this credit union when he said: “… that those who are managing this organization may all be blessed with the ability, desire and determination to do what they do in the interests of those whom they serve, and that it may benefit those who contribute, who have their savings here, and who are depending on this organization to help them in times of need; that they may be honest and honorable and upright in every way in their dealings.”

These inspiring words continue to guide every employee and volunteer of this credit union today, which now stands as a testament to what people can accomplish together when they share a vision of helping each other. From humble beginnings to a financial institution that serves members all over the world, UCCU has always been not for profit, always owned by its members, and always about people helping people. 

And that will never change.

Membership Eligibility

Membership in Utah Community Credit Union is available to individuals and businesses who meet one of the following eligibility requirements

Anyone who lives, worships, works (or regularly conducts business) in, or attends school in:

  • Salt Lake County
  • Utah County
  • Davis County
  • Weber County
  • Tooele County
  • Box Elder County
  • Summit County
  • Wasatch County
  • Sanpete County
  • Morgan County
  • Juab County

Anyone who is an immediate family member of a person who is eligible to join (membership not required). Immediate family includes:

  • Spouse
  • Child
  • Sibling
  • Parent
  • Grandparent
  • Grandchild

Includes step and adoptive relationships and those living with or under the same roof as existing UCCU members.

A spouse of a person who was eligible to join when he or she died.

A business (or association, trust, etc.) that is located (or regularly conducts business) in an approved county (see map).


Bret VanAusdal

Bret VanAusdal has held positions of Executive Vice-President and Senior Vice-President of Lending for UCCU for the past 22 years, and brings a total of 34 years of banking experience.

Along with managing a variety of key initiatives aimed at improving member service and experience at UCCU, VanAusdal has lead the growth and prudent oversight of a diversified loan portfolio, including mortgage and commercial lending.

Board of Directors

UCCU’s voluntary Board of Directors is accountable for the establishment of corporate goals, the approval of major financial decisions, financial statements, corporate strategies, the allocation of major resources, the representation of UCCU in the community, and the supervising of the operations of the credit union.  

The role of director requires dedication, good judgment, excellent decision-making skills, a solid understanding of the community UCCU serves, and a commitment of one’s time. In addition to regular, monthly board meetings, UCCU directors form other board committees that also meet on a regular basis, including the Executive committee, the Assets and Liabilities committee, and the Facilities/Operations/Technology committee.

Annual Report

UCCU is continually working to ensure our credit union is one of the most secure and financially stable institutions in the country.

Click below for a report on the credit union’s performance and reports from the president, the board of directors chairperson, and the chairperson from the supervisory committee.

Supervisory Committee

The UCCU Supervisory Committee operates independently on your behalf to assure the financial integrity of your credit union.

This committee of local professionals is appointed by the Board of Directors and serves as a watchdog for the members. It is responsible for making sure members’ funds and interests are protected and the credit union’s financial records and operations are in order.

Our goal is for all UCCU members to receive quality service in an expedient manner, and we are ready to assist you in resolving any credit union problem you may have. 

Supervisory Committee Concerns and Questions 
Attn: Steven V. Sorenson
UCCU Supervisory Committee
360 W 4800 N,
Provo, UT 84604
[email protected]

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