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Compare Business Checking Accounts

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Compare Business Checking Options

Feature
Feature
Basic Business Checking
Growth Checking
Premier Checking
Checking Account
The account to start your business. Enroll in E-statements and your account will be free.
A great account as you begin to grow your business and also your finances.
Our top business account with premium perks, including employee direct deposit.
Monthly Maintenance Charge¹
$0 if Enrolled in eStatements through online banking
($5 otherwise)
$0 with average balance of $1,500
($10 otherwise)
$0 with average balance of $20,000
($25 otherwise)
Checks Written²
Up to 20 checks written per month
(then $0.20 each)
Up to 50 checks written per month
(then $0.20 each)
Up to 150 checks written per month
(then $0.20 each)
Cash Handling
Up to $2,000 no-fee cash deposits per month
(then $0.25 per 100)
Up to $5,000 no-fee cash deposits per month
(then $0.25 per 100)
Up to $20,000 no-fee cash deposits per month
(then $0.25 per 100)
Free Outgoing Direct Deposit
Free Incoming Wires
Earnings Credit³
Online Banking
Mobile Banking
Bill Pay
Employee Business Debit Card
(Upon Request)
Visa Business Debit Card
(No Annual Fee)

1 Monthly maintenance fee for business checking may be waived. $5.00 Basic Checking fee waived if enrolled in e-statements, $10 Growth Checking fee waived with $1,500 average balance for the applicable statement cycle. $25 Premier Checking fee waived with $20,000 average balance for the applicable statement cycle. 

2  Transaction Limit is defined as checks written from the account. Any Bill Pay that is sent via check will count towards your checks written count.  Bill Pay payments that are sent or converted as an electronic payment will not be added toward your written check count..

3  Charges that are offset by earnings credit may include the following and can be changed by the Credit Union at any time: per item excess written check fee, excess cash handling fee, ACH or Payroll monthly fee (does not include excess item fees), positive pay monthly service fee, and remote deposit capture monthly service fee. Earnings credit will be calculated on the average available collected balance.  The earning credit rate is determined by the credit union and may change without notice. If the statement cycle earnings credit is equal to or exceeds the charges, it will result in no charge for the statement cycle. Any excess credit will not carry over to future statement cycles.  If the charges in the statement cycle exceed the earnings credit for the applicable statement cycle, the amount charged to the account will be reduced by the earnings credit amount.

Business Services

At UCCU, every Business Checking Account includes…

Online and Mobile Banking

Bill Pay

VISA Debit Card, with no Annual Fee