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NOTICE: The financial community is seeing an aggressive increase in scams and phishing. We will never contact you to ask for your username, password, PIN, verification codes/code word, or card/account numbers. If you are concerned about a text, call or email you receive, please contact our service center at 1-800-453-8188.

NOTICE: The financial community is seeing an aggressive increase in scams and phishing.

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Visa Debit Card

Fast, safe, and convenient access to your money.

Visa Debt Card

Your money. Your way.

Accepted worldwide, UCCU VISA debit cards provide fast, safe, and convenient access to your money in person, online, and over the phone. 

Every card is protected by VISA’s ZERO Fraud Liability policy, which is UCCU’s guarantee that you won’t be held responsible for any unauthorized charges if your card is lost or stolen.

Debit Timpanogos River

Choose your debit card style from our wide range of card designs.

Download the UCCU Mobile App

Make it easy, automate your loan payment today!


(801) 223-8188 | Branch Locations

Available M–F 8am–6pm, and Sat. 9am–2pm.

Visa Debit Card FAQ

How does my Visa Debit Card work with my bank account?

Your Visa Debit Card seamlessly integrates with your bank account at Utah Community Credit Union, allowing you to make purchases and withdrawals directly from your checking account. Whether you’re using it for ATM withdrawals or making purchases online or in-store, your card simplifies transactions while keeping your funds secure.

What are the benefits of using a Visa Debit Card for purchases and transactions?

By utilizing a Visa Card, you enjoy advantages such as convenient access to funds, enhanced security features, and should you use the card 15 times or more, you can get Elevated Checking for free. This card streamlines your transactions, whether you’re paying bills, shopping, or traveling, and it offers added peace of mind with our advanced fraud protection.

Where can I use my Visa Debit Card for debit card transactions?

Your Card can be used for transactions at millions of locations worldwide, including online retailers, brick-and-mortar stores, and ATMs. Whether you’re withdrawing cash or making purchases, your card provides you with convenient access to your funds wherever Visa is accepted, with no need to carry cash.

What fees are associated with a Visa Debit Card and how does it handle overdraft fees?

There are no fees with a UCCU Visa Debit card if you do not overdraw your account. If your account is overdrawn, you can gain Overdraft Forgiveness by signing up for Elevated Checking. You can also protect yourself by opening an Overdraft Line of Credit.

How can I protect my Visa Debit Card from fraud during debit card transactions?

Safeguarding your Card is a top priority. We recommend regularly monitoring your account activity, setting up alerts for suspicious transactions, and also promptly reporting any unauthorized charges. Additionally, be cautious when sharing your card information online and never disclose your PIN to anyone. Our advanced fraud detection systems continuously monitor transactions for any signs of unusual activity, and we also work diligently to protect your account and personal information from fraudulent use.

We’re here to help

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(801) 223-8188
Mon – Fri: 8:00 am – 6:00 pm
Sat: 9:00 am – 2:00 pm

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or send us a message from inside online banking.

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