Business Savings

Every benefit and service your small business needs from a local credit union you can trust.

Save Simply. Plan Confidently.

Every business needs a simple, reliable place to hold money while planning ahead. A business savings account gives you a clear way to set aside funds for taxes, future purchases, slower seasons, or unexpected expenses. With no monthly fees and no minimum balance requirements, you can save without pressure or strict rules. Your money stays accessible while earning dividends, so it continues to support your business even when it is not in use. Keeping savings separate from daily spending also makes cash flow easier to understand and manage, helping you make confident decisions.

This savings option is designed to grow alongside your business. Multiple suffixes, or sub-accounts, let you organize money by purpose without opening separate accounts. You might keep one for taxes, another for equipment, and another for emergencies. Everything stays in one place, which makes tracking and transfers simple. Because the account is truly free, fees never reduce your balance. You keep more of what you earn while staying prepared for both short-term needs and long-term goals.

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Send us a secure message from within online banking or within our mobile banking app to open up a UCCU Account today.

Open an Account

(801) 223-8188 | Branch Locations

Available M–F 8am–6pm, and Sat. 9am–2pm.

No Monthly Fees

Keep every dollar you save with no maintenance fees or balance requirements.

Multiple Savings Buckets

Use up to five suffixes to separate funds for taxes, goals, or future expenses.

Easy Access to Funds

Move money when needed while keeping savings clearly organized and visible.

Smarter Planning for Your Business

Strong savings habits support stronger business decisions. When your savings are organized, planning feels less reactive and more intentional. You can add funds regularly or whenever cash flow allows, without worrying about penalties for smaller balances. Clear savings also improve communication with partners, boards, or stakeholders. You can easily show how money is set aside and what each amount is meant to support, which builds trust and keeps everyone aligned around shared goals.

This account works well on its own or alongside other business accounts. Use it to hold operating reserves, prepare for future opportunities, or build a financial buffer. Because it is simple by design, it does not require extra time or effort to manage. You spend less time tracking money and more time focusing on growth. By removing fees and unnecessary complexity, this savings option helps your business stay steady, prepared, and ready for what comes next.

Business Savings Certificates

Grow your business funds securely with a CD that earns interest over time.

Smiling woman looking at laptop and writing in notebook

Business Money Market Account

A type of savings account that earns higher interest while keeping your funds accessible.

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