Business Equipment Loans
Finance the Tools That Keep Your Business Moving
Upgrade, Expand, and Stay Ahead with Business Equipment Loans
Having the right equipment can make all the difference for your business. From advanced machinery and office technology to vehicles and tools, quality equipment helps you work smarter and more efficiently. A business equipment loan gives you the funds to purchase, replace, or upgrade essential assets without draining your working capital.
Quick and Convenient with Competitive Rates
We offer a streamlined application process that gets you the funds you need with minimal hassle. Time is of the essence in business, and we ensure a quick turnaround once we have all the necessary information. Our equipment loan terms are also designed to fit your budget and business needs. Our competitive rates and flexible repayment options can give an advantage to you without breaking the bank.
Apply for an Equipment Loan
Contact a UCCU expert and begin your loan process today.
(801) 223-8188 | Branch Locations
Available M–F 8am–6pm, and Sat. 9am–2pm,
Heavy Equipment Loans
From construction and farming machinery to manufacturing and transportation vehicles, heavy equipment is a major investment—and often the backbone of your business. Heavy equipment loans make it possible to acquire large, costly assets without impacting your cash flow. You can finance bulldozers, tractors, forklifts, trucks, and more, all with repayment terms that align with your business operations. Keep projects on schedule and productivity high by getting the equipment you need when you need it, without sacrificing financial stability.
Light Equipment Loans
Not every essential tool is heavy-duty. Light equipment loans help finance smaller assets that keep your business efficient and competitive. From office technology and point-of-sale systems to medical devices and power tools, these loans cover the everyday essentials that help your business run smoothly. Flexible financing options make it easy to replace outdated equipment or upgrade to modern solutions that save time and improve performance—all while maintaining your working capital for other business needs.
Grow with the Right Equipment—Without Slowing Down
Every business relies on equipment to get the job done, but upgrading or replacing it can be expensive. Equipment loans make it possible to keep operations running smoothly without large upfront costs. You can finance nearly any type of equipment, from construction machinery and manufacturing tools to computers and vehicles.
These loans are structured to match the lifespan of your equipment, so you’re never paying for something longer than you use it. Plus, you can preserve your business savings for other priorities, like hiring, marketing, or expansion. With a reliable financing partner, you can focus on what matters most running and growing your business.
Frequently Asked Question
How quickly can I get approved for a Business Equipment Loan?
Our streamlined application process allows for quick approvals. Once we have all the necessary information, you can expect a prompt response regarding your loan application. Depending on the loan, our loan expert will help give you a estimated timeframe.
What types of equipment can I finance?
You can finance most business-related equipment, including machinery, vehicles, tools, computers, and other essential assets used in daily operations.
Can I finance used equipment?
Yes. Many businesses choose to finance quality used equipment as a cost-effective way to upgrade or expand operations.
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