Commercial Real Estate Purchases
Own the Space That Moves Your Business Forward.
Turn Rent Payments into Long-Term Value
Buying your own commercial property can change how your business grows. Instead of paying rent year after year, you build equity in a space that works for you. Owning your building gives you more control over costs, layout, and long-term planning. It also turns a monthly expense into an investment that can increase your business’s overall value.
Commercial real estate purchase loans are designed to help businesses buy office buildings, retail spaces, industrial properties, and commercial land. These loans offer structured terms, predictable payments, and financing options that align with how businesses operate. Whether you are moving out of a leased space or expanding into a new location, purchasing property can provide stability and room to grow. With guidance from an experienced business loan expert, you can explore loan options that match your cash flow, timeline, and goals—so your property supports your business instead of holding it back.
Talk to a Business Expert
Talk to a UCCU expert and find the best option for you and your business.
(801) 223-7665 | [email protected]
Available Monday – Friday 9 am – 5:30 pm
Build Business Equity
Turn monthly payments into ownership while strengthening your balance sheet over time.
Flexible Loan Terms
Choose repayment options designed to fit your cash flow and long-term plans.
Wide Property Types
Finance offices, retail spaces, industrial buildings, or commercial land with one solution.
A Smarter Way to Grow Your Business
Purchasing commercial real estate gives your business a permanent foundation. You gain control over your location, protect yourself from rising rent costs, and create a stable space for employees and customers. Ownership also allows you to customize your property to meet your operational needs without landlord restrictions.
These loans are built with businesses in mind. Down payment options, amortization schedules, and fixed or variable rates help you plan confidently. Financing can also free up working capital by spreading costs over time instead of paying cash up front. With a clear process and personalized support, buying property becomes less overwhelming and more strategic. The goal is simple: help your business move from renting space to owning opportunity.
Frequently Asked Questions
What types of properties can be financed?
Common options include office buildings, office condos, retail centers, industrial buildings, and commercial land.
How is a purchase loan different from a residential mortgage?
Commercial loans are based on business income, property use, and cash flow rather than personal income alone.
Do I need a large down payment?
Down payment requirements vary by property type and financial strength, but options are available to fit different needs.
Can I buy property for future business growth?
Yes. Many businesses purchase property with plans to expand, lease extra space, or grow into it over time.
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