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Merchant Services

Just a quick call can help you save big with your merchant and payment processing.

Managing payments doesn’t have to be complicated. Reliable merchant services lets you accept payments safely and quickly, whether you’re in retail, eCommerce, or service-based work. With tools like mobile processing, secure online checkouts, virtual terminals, and loyalty programs, you get flexibility, professionalism, and control.

Talk to a Business Expert

Talk to a UCCU expert and find the best option for you and your business.

(801) 223-7665 | [email protected]

Available Monday – Friday 9 am – 5:30 pm

Apply Now

Mobile Payments

Accept payments anywhere with a secure mobile terminal.

Virtual Terminal

Process transactions online or over the phone with ease.

Gift & Loyalty Programs

Encourage repeat customers with custom rewards.

Simplify Your Payment Process

Choosing the right payment system can save you time, money, and headaches. With a simple setup, you can start accepting multiple forms of payment immediately—credit, debit, contactless, and mobile wallets. Having a flexible system also helps you serve more customers efficiently, whether they shop in-store, online, or on the go. Streamlined payment processing ensures accuracy, reduces errors, and improves cash flow.

Additionally, modern merchant solutions include tools to track sales, manage refunds, and analyze customer trends. These insights can guide better business decisions, from adjusting inventory to tailoring promotions that attract more buyers. Whether you’re a small shop or a growing business, having control over your payments increases efficiency and strengthens customer trust. Investing in the right merchant services isn’t just about handling transactions—it’s about building a stronger, smarter business that’s ready for the future.

autobooks

Autobooks lets you send invoices, accept payments, track cash flow, and manage finances securely all in one platform from your online and mobile banking.

Priority Payment Systems

Our trusted partner Priority Payment Systems provides:

  • Quick approvals
  • Meet-or-Beat pricing
  • Live, 24/7 support (with same day resolutions)

If Priority Payment Systems can’t meet or beat your current merchant service rate, you’ll receive:

$100 Visa Gift Card

For transaction volumes exceeding $10,000 monthly

$25 Visa Gift Card

For transaction volumes $10,000 monthly and less

*Offer valid for rates and fees and does not apply to processing equipment. Limited time offer. Some restrictions may apply.

Frequently Asked Questions

What types of payments can I accept?

You can accept credit and debit cards, contactless payments, mobile wallets, and online transactions.

Are there long-term contracts or fees?

 No. Most solutions come with no monthly minimums, annual fees, or long-term contracts.

Can I accept payments on the go?

 Yes. Mobile processing lets you take payments anywhere your business goes.

Do you offer loyalty or gift card programs?

Yes. You can set up gift and loyalty programs to reward and retain customers.

We’re here to help

Call or Text

(801)-223-8188
Mon – Fri: 8:00 am – 6:00 pm
Sat: 9:00 am – 2:00 pm

Submit a Question to our Support Team

or send us a message from inside online banking.

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