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Business Sweep Services
Put your money to work — automatically.
Automate Your Cash Flow with Sweep Services
Managing business cash takes time. Between daily expenses, incoming payments, and future planning, it’s easy for money to sit in the wrong place. Sweep Services help simplify that process by automatically moving funds between your business accounts based on rules you choose. This means less manual work and more control over where your money goes each day.
Sweep Services are designed to keep your cash working smarter. Excess funds can be moved into accounts that earn more, while balances needed for operations stay available. Whether you prefer a basic setup or a more tailored approach, sweeps help reduce idle cash and improve efficiency without adding complexity. Once set up, transfers happen automatically, saving you time and helping you stay organized. It’s a practical way to support day-to-day operations while keeping long-term goals in mind.
Ready to Simplify Your Cash Flow?
Automated sweeps can save you time, reduce manual errors, and make every dollar work harder — without the busy work.
Whether you’re a small business or managing multiple accounts, we’ll help you find the right fit.
(801) 223-7665 | [email protected]
or visit us at any UCCU branch location.
Available Monday – Friday 9 am – 5:30 pm
Automated Daily Transfers
Automatically moves funds based on your set balance rules, saving time.
Improved Cash Control
Keeps operating cash available while excess funds are put to work efficiently.
Customizable Moves
Works with multiple account so your funds move where they’re needed most.
What are Simple Sweep Services?
A simple sweep service is an an easy, affordable way to grow your savings — automatically. These are perfect for businesses that consistently maintain extra funds in their checking account and want to earn more without manual transfers.
- Earn More on Idle Funds: Automatically sweep excess checking balances into a high-yield savings account.
- Set It and Forget It: Once configured, your sweep runs daily — no manual transfers or busy work.
- Affordable Automation: Just $20/month — a simple solution for better earnings on your everyday balances.
Ideal for: Businesses that want a hands-off way to build savings from daily operating cash.
What are Commercial Sweep Services?
Advanced rebalancing across multiple accounts. These are perfect for complex business structures that manage multiple accounts, large balances, or want full control over liquidity.
Some of the benefits include:
- Custom configurations: Set target balances, tiers, and funding order — your rules, your way.
- Time savings at scale: No more daily reconciliations or manual transfers between departments or accounts.
- Balance optimization: Ensure funds are where they’ll be most productive — whether that’s earning interest or covering expenses.
- Expert support included: Our treasury team works with you to design and maintain your sweep strategy.
Ideal for: Multi-entity businesses, treasury teams, or accounts with complex cash flow needs.
How Sweep Service Benefit You
Sweep Services help your business manage cash more efficiently by putting idle funds to work. Instead of excess money sitting in a checking account, it is automatically moved into an interest-earning account based on rules you choose. This keeps your operating cash available while allowing extra funds to grow over time. The result is a smarter balance between access and earnings, without added effort.
These services also simplify day-to-day money management. Automated transfers reduce the need to monitor balances or move funds manually, which saves time and lowers the risk of missed opportunities or errors. With fewer tasks to manage, you can focus more on running your business and less on tracking cash movement. Sweep Services create a smoother, more reliable cash flow process that supports both short-term needs and long-term growth.
Frequently Asked Questions
What is a sweep service?
A sweep service automatically transfers money between business accounts based on rules you set.
Can I choose how my sweeps work?
 Yes. Sweeps can be set up with simple or more customized options to fit your needs.
Will I still have access to my funds?
 Yes. Sweeps are designed to keep operating cash available when you need it.
Who benefits most from sweep services?
 Businesses with regular cash movement or changing balances often see the biggest benefit.
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