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Saving Rates/Yields

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High Yields with Flexibility

See and compare current Saving Rates/Yields.


Share Savings

Federally insured by NCUA, a UCCU Share Savings account enables you to make deposits or withdrawals at any time, while your savings earn daily interest that’s paid to you every month.


*APY = Annual Percentage Yield. Fees could reduce earnings. Dividends are credited monthly. The Dividend Rate and APY may change monthly for savings and money market accounts. Rates and terms and are subject to change.


Money Market Savings

With higher interest rates than traditional savings accounts and the ability to make up to six free withdrawals a month, a Money Market account is an ideal option for anyone looking for a flexible way to grow their savings.


*APY = Annual Percentage Yield. Fees could reduce earnings. Dividends are credited monthly. The Dividend Rate and APY may change monthly for savings and money market accounts. Rates and terms and are subject to change.


IRA

Investment accounts with financial advantages for your future.

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*APY = Annual Percentage Yield. Early-withdrawal fees may apply. Information and interactive calculators are for your independent use and are not intended to provide investment, financial, legal, or tax advice. Seek personalized advice from a qualified professional regarding your individual financial circumstances.


Savings Certificates

A savings account that’s committed to working harder and earning more.


*APY = Annual Percentage Yield. Early-withdrawal penalties may apply. Dividends are credited monthly. Rates and terms are subject to change.

Click for truth in savings for certificate disclosure


Business Savings

Truly free business savings, with no monthly fees and up to five different suffixes (or sub-accounts) that make planning and saving less complicated and more convenient.

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*APY = Annual Percentage Yield. Early-withdrawal penalties may apply. Dividends are credited monthly. Rates and terms are subject to change.


Business Savings Certificates


*APY = Annual Percentage Yield. Early-withdrawal penalties may apply. Dividends are credited monthly. Rates and terms are subject to change.

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Business Earnings Credit


Charges that are offset by earnings credit may include the following and can be changed by the Credit Union at any time: per item excess written check fee, excess cash handling fee, ACH or Payroll monthly fee (does not include excess item fees), positive pay monthly service fee, and remote deposit capture monthly service fee. Earnings credit will be calculated on the average available collected balance.  The earning credit rate is determined by the credit union and may change without notice. If the statement cycle earnings credit is equal to or exceeds the charges, it will result in no charge for the statement cycle. Any excess credit will not carry over to future statement cycles.  If the charges in the statement cycle exceed the earnings credit for the applicable statement cycle, the amount charged to the account will be reduced by the earnings credit amount.

ProductRateAPY
Earnings Credit0.10%0.10%

Youth BeMoneySmart Money Market Savings

Youth Money Market accounts pay high money market yields at lower balances, making them perfect for young savers.

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*APY = Annual Percentage Yield. Early-withdrawal penalties may apply. Dividends are credited monthly. Rates and terms are subject to change.


Youth BeMoneySmart Savings Certificates

Introduce your child to the idea of earning more, while enjoying the flexibility of penalty-free withdrawals the first week of each quarter.

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*APY = Annual Percentage Yield. Early-withdrawal penalties may apply. Dividends are credited monthly. Rates and terms are subject to change.

Click for truth in savings for certificate disclosure


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