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Basic Business Checking

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UCCU Basic Business Checking: a vital part of your business

Checking for businesses with low monthly volumes requiring simple banking needs. Every Basic Business Checking Account comes with each of the following:

  • Write up to 20 checks per month
  • Unlimited Debit Card Purchases
  • Up to $2,000 no-fee cash deposits per month
  • Online and Mobile Banking
  • Employee debit cards (upon request)
  • Bill Pay

Starting a business can be hard, but with a UCCU business account, you can ensure your funds are safe. Plus its easy to move from basic to more advanced checking accounts when you are ready.

Talk to a Business Checking Account Expert

(801) 223-7665 | [email protected]
or visit us at any UCCU branch location.

Available M-F 9am-5:30pm

Business Checking Options:

Compare Business Checking Options:

UCCU Business Checking Options

1 Monthly maintenance fee for business checking may be waived. $5.00 Basic Checking fee waived if enrolled in e-statements, $10 Growth Checking fee waived with $1,500 average balance for the applicable statement cycle. $25 Premier Checking fee waived with $20,000 average balance for the applicable statement cycle. 

2  Transaction Limit is defined as checks written from the account. Any Bill Pay that is sent via check will count towards your checks written count.  Bill Pay payments that are sent or converted as an electronic payment will not be added toward your written check count..

3  Charges that are offset by earnings credit may include the following and can be changed by the Credit Union at any time: per item excess written check fee, excess cash handling fee, ACH or Payroll monthly fee (does not include excess item fees), positive pay monthly service fee, and remote deposit capture monthly service fee. Earnings credit will be calculated on the average available collected balance.  The earning credit rate is determined by the credit union and may change without notice. If the statement cycle earnings credit is equal to or exceeds the charges, it will result in no charge for the statement cycle. Any excess credit will not carry over to future statement cycles.  If the charges in the statement cycle exceed the earnings credit for the applicable statement cycle, the amount charged to the account will be reduced by the earnings credit amount.

Business Checking Options:

Basic Checking

The account to start your business. Enroll in Estatements and your account will be free.

Growth Checking

A great account as you begin to grow your business and also your finances. A free account with an average balance of $1,500 in the account.

Premier Checking

Our top business account with our best perks available. Premium checking available for your premium business.

We’re here to help

Call or Text

(801) 223-8188
Mon – Fri: 8:00 am – 6:00 pm
Sat: 9:00 am – 2:00 pm

Submit a Question to our Support Team

or send us a message from inside online banking.

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