Auto Loans

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UCCU provides low rates and flexible terms on every auto loan.

UCCU has Auto Buying Experts at work in every branch. From getting you pre-approved for a low rate before you start shopping, to helping you avoid any hidden fees and mark-ups, your UCCU Auto Buying Expert will be available – and on your side – every step of the way.

Get Behind the Wheel Today

Ready to hit the road? Apply today or visit your local UCCU branch to speak with an Auto Buying Expert. Together, we’ll find the perfect auto loan solution that meets your needs and helps you enjoy the journey ahead.

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Loan Information Request

• Name*
  First Last
• Phone*
• Email*
  Enter Email Confirm Email
• Preferred method of contact*
  • Phone
  • Email
• Questions/Comments
• CAPTCHA
• Phone
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(801) 223-8188 | Branch Locations

Available M–F 8am–6pm, and Sat. 9am–2pm,

Rates include 0.25% loan discount with Elevated Checking.
Learn more about Elevated Checking

Transparency You Can Trust 

We believe in transparency and integrity. Your UCCU Auto Buying Expert will work tirelessly to help you navigate the car-buying process, avoiding hidden fees and markups that can add unnecessary costs. With our team by your side, you can shop with confidence, knowing you’re making informed decisions every step of the way.

Competitive Auto Loan Rates

Start your journey with our competitive auto loan rates and a .25% discount on qualifying loans with Elevated Checking. Our rates are designed to help you save more so you can enjoy your new vehicle without the stress of overwhelming payments. Plus, flexible terms allow you to choose a repayment plan that fits your unique financial situation.

*APR = Annual percentage rate. Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. 60 monthly payments of $19.10 per $1,000 borrowed for 2018 models or newer at 5.49% APR. Advertised APR includes 0.25% loan discount with Elevated Checking Account. Actual rate may increase based upon borrower’s creditworthiness. Federally insured by NCUA.

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Providing Low Rates is Our Highest Priority