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Personal Loans
Designed to meet your specific needs, with low rates and flexible terms.
We understand that your financial challenges and opportunities are unique—just like you.
Also referred to as a “signature loan” (or “sig loan”), a Personal Loan from UCCU requires no collateral or application fees.
Just choose the loan that’s best for you.
Personal Loans
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Share Secured Loans
A share secured loan is a type of personal loan that lets you borrow money using your savings account or savings certificate as collateral. The financial institution “freezes” the amount you’d like to borrow. While that amount won’t be available for withdrawal, it will remain in your account and continue to earn dividends.
Since the funds are already deposited in a UCCU account, credit checks and qualifications can be fast during the approval process. As you repay the loan, your savings funds being used as collateral will become available for your use or withdrawal.
Share Secured Loan for Savings Accounts
Don’t dip into your savings. Borrow money against your savings account while continuing to earn interest.
- Low interest rates
- Secured by your own funds
- Easy Approval Process
Share Secured Loan for Savings Certificates
Financing for big purchases, debt consolidation, and life’s unexpected expenses.
- No collateral required
- Fixed interest rate
- 0.25% discount with Elevated Checking
- Terms up to 4 years
Loans Anyone Can Love
