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Conventional Mortgage Loans

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Utah Home Buzz

Conventional Loan Advantages: 

Also known as a “conforming loan,” a conventional loan adheres to standards set by Fannie Mae and Freddie Mac. 

This typically results in lower rates and more flexible terms than other mortgages, which is why conventional loans are the most popular option for most homebuyers.

  • Low, fixed rates
  • Flexible Terms 
  • Options with no down payment available
  • No private mortgage insurance (PMI) with 20% down
  • Can be a primary residence, second home, or rental property

UCCU offers all types of mortgage, construction, and home equity loans:

Providing Low Rates Is Our Highest Priority

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