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Savings
It’s time for your money to grow.
What are you looking for?
Save for Whatever Comes Next
Saving looks different for everyone, and the right account depends on what you’re working toward. Whether you’re building an emergency fund, setting money aside for a future purchase, or looking for ways to earn more on your savings, having the right place to keep your money can make all the difference. From everyday savings to accounts designed for long-term growth, you’ll find options that match your goals and make it easier to grow your savings over time. No matter where you are on your financial journey, you can choose the savings solution that best fits your needs today while helping you prepare for tomorrow.
Whether you’re just getting started or have been saving for years, there are accounts designed to support every stage of your financial journey. A Share Savings account provides a simple foundation for building healthy saving habits and establishing your membership. Savings Certificates let you lock in a fixed rate for a set term to maximize your earnings, while Money Market accounts combine competitive dividend opportunities with added flexibility for larger balances. Each option offers unique advantages, making it easier to save for short-term goals, long-term milestones, or unexpected expenses. Explore the different savings accounts available and find the one that helps you make the most of every dollar you set aside.
Frequently Asked Questions
Are minimum deposits needed when I open other UCCU checking or saving accounts?
No. Only your Share Savings Account, (your first account opened with UCCU,) will require the $5 minimum deposit. All other accounts, including additional accounts, will not require any minimum deposits.
How often can I transfer funds to and from UCCU Accounts?
Yes. With the UCCU Mobile Banking App, you can access your accounts anywhere at anytime. There are unlimited transfers of funds both to and from the account. Unlimited transfers are also available for UCCU Money Market accounts as well.
Are there any additional fees for opening a UCCU Account?
No. Once you have deposited $5 dollars to your Account, you will have full access to your account. There are no additional fees or deposits required for opening your account. If you choose to close your account, you will receive the $5 dollar required deposit back.
Why should I open up multiple accounts?
Opening up multiple accounts is like having multiple piggy banks. You can deposit money into an emergency fund account, a long term savings account, or even different high-interest accounts like Money Markets and Certificates.
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Save for retirement with an IRA designed to help your money grow and provide potential tax benefits
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