Utah Community Credit Union





become a member


(801) 223-8188  | support@uccu.com



UCCU’s focus is to Inspire Smart Decisions by offering open and easy access to your financial accounts. A free UCCU checking account is one of the best things you can do for your personal finances.

Open an account today! With no monthly fee and a $5 minimum account balance, your UCCU checking account is among the best checking accounts you can find. Plus, online and mobile banking allow you to manage almost all aspects of your account including your contact information, transfers to other accounts, and online statements. Your UCCU checking account gives you the following benefits:


  • Free VISA Check Card (No Annual Fee)
  • Free Internet Banking
  • Free 24/7 access to statements and history
  • Free direct deposit
  • Unlimited check writing
  • Access to view pending items online*
  • Free 24-hr Tellerphone access (801) 223-7432 or (800) 245-0432
  • Overdraft line of credit (OAC)



When you combine the convenience and worldwide acceptance of VISA with a UCCU checking account, you get the most flexible services at the best possible price.  

  • No annual fee
  • Access to nationwide, surcharge-free ATM network
  • No application necessary

Call to request yours today: (801) 223-8188 or (800) 453-8188  



On approved credit, we can get you an overdraft line of credit. Your credit line is accessed when there are insufficient funds in your checking account to cover a transaction. There is no overdraft activation fee, nor any recurring overdraft transfer fees. Click here for UCCU’s Overdraft Line of Credit rate and fee disclosure. Click here for Overdraft Line of Credit agreement.



Just give the following information to your employer and your paycheck will be deposited automatically into the UCCU account of your choice:

  • UCCU ABA Routing Number: 324377820
  • Your Account Number (do not include the suffix, dots, or dashes)
  • Your Desired Deposit Destination: Savings or Checking


*Disclosure of Authorization Request Amounts: Initial Authorization Amounts may differ from the final Transaction amount. The initial authorization amount is what may display in online banking as a pending item.

Find a UCCU Branch LocationCall a UCCU  Expert at (801) 223-7600Email a UCCU expert at support@uccu.com

NCUA Equal Housing Lender
Utah Community Credit Union, PO Box 1900, Provo, Utah 84603-1900, 1 (800) 453-8188. All Rights Reserved. Utah Community Federal Credit Union does business as (DBA) Utah Community Credit Union. Unauthorized account access or use is not permitted and may constitute a crime punishable by law.