Pixel for iHeart Radio

NOTICE: The financial community is seeing an aggressive increase in scams and phishing. We will never contact you to ask for your username, password, PIN, verification codes/code word, or card/account numbers. If you are concerned about a text, call or email you receive, please contact our service center at 1-800-453-8188.

Learn More
Apply Now

Mortgage Refinance

Lower your rate or payment or get cash out!

Carpenter drawing lines on wood at a construction site

Get more from your investment in your home.

For most people, buying a home is the biggest financial investment they’ll ever make, so it’s no surprise that refinancing can provide the average homeowner big financial advantages, including…

  • Lowering your interest rate
  • Getting a lower monthly payment
  • Paying off your mortgage faster 

Lots of homeowners use refinancing to consolidate higher interest loans (like credit cards) and get out of debt faster. Others makes repairs or remodels, raising the value of their homes. And, of course, many homeowners simply enjoy paying less on their mortgage, every single month. 

Equal Housing Lender. NMLS # 407653. Insured by NCUA.


UCCU offers all types of mortgage, construction, and home equity loans:

Providing Low Rates Is Our Highest Priority

We’re here to help

Call or Text

(801) 223-8188
Mon – Fri: 8:00 am – 6:00 pm
Sat: 9:00 am – 2:00 pm

Submit a Question to our Support Team

or send us a message from inside online banking.

Stop by a Branch

Find a Location

*APR = Annual percentage rate. See rate, APR and payment details for more information. Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. Equal housing lender. NMLS # 407653. Federally insured by NCUA.