Looking to Build or Buy? UCCU has you covered.
We offer low rates on every type of home loan.
This means, at UCCU, you could qualify for more house with the same payment you’d get from other local lenders.
That’s more money that you can put into your home, or back into your pocket.
Build your dream home
A new construction loan provides the opportunity to build the home you want, where you want, with the builder of your choice.
And at UCCU, you can use your construction line of credit to purchase a building lot and pay for all the materials and labor. Then, when construction is finished, UCCU simply converts the line of credit to a long-term mortgage.
It’s called a One-Time Close, which allows you to build and lock-in your long term financing at the same time, saving the average homebuyer thousands of dollars.
So if you’re building a home this year – or even just considering it – be sure to speak with a UCCU Mortgage Expert before you start. They’re at every UCCU branch and can help you get the most out of building a home.
And if you already have a mortgage or home equity line of credit from another financial institution, simply refinance with UCCU, and start saving!
Equal Housing Lender. NMLS # 407653. Insured by NCUA.
We’re Here to Help.
- Construction Loans
- Mortgage Loans
- Lot Loans
- Home Equity Loans