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NOTICE: The financial community is seeing an aggressive increase in scams and phishing. We will never contact you to ask for your username, password, PIN, verification codes/code word, or card/account numbers. If you are concerned about a text, call or email you receive, please contact our service center at 1-800-453-8188.

NOTICE: The financial community is seeing an aggressive increase in scams and phishing.

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4-3-2-1 Cash Back Visa Credit Card

More cash back on everyday purchases.

Mortgages and home loans

More cash back on the purchases you make the most.

The UCCU 4-3-2-1 Cash Back credit card is the best cash back card anywhere, automatically rewarding you on every purchase. The more you spend, the more you earn. Plus with no monthly or yearly fees on the card, a Cash Back Visa card from UCCU is a must have in your financial wallet. Maximize your credit rewards and apply today.

Cash back rewards are deposited annually right to your account. You can also pay off your monthly statements right from you UCCU app anytime, anywhere. More information on How Cash Back Credit Cards Work can be found on our UCCU Article page.

Cash Back Visa

4%
on Travel
3%
on Gas
2%
on Groceries (including Costco and Sam’s Club!)
1%
on Everything Else

Every UCCU Visa Credit Card offers protection, with EMV chip technology and Visa’s ZERO Fraud Liability policy. This is our guarantee you won’t be held responsible for unauthorized charges if your card is lost or stolen. It also comes with no unexpected rate hikes, annual fees, or balance transfer fees. If your card is ever lost or stolen, use the UCCU CardApp to freeze your card. Call, text, or visit a UCCU immediately to get a replacement card.

For a lower interest rate credit card from UCCU, check out the Low Rate Visa Card with no annual fees and affordable interest rates you can enjoy.

(801) 223-8188 | Branch Locations

Available M–F 8am–6pm, and Sat. 9am–2pm,

At UCCU, every Visa Credit Card…

Protects You

with EMV chip technology and Visa’s ZERO Fraud Liability policy, which guarantees you won’t be held responsible for any unauthorized charges if your card is lost or stolen.

Works with Your Mobile Wallet

like Apple Pay, Google Pay, Samsung Pay, Visa Checkout, PayPal, and more. 

Comes with NO Surprises

like unexpected rate hikes, no annual fees, and no balance transfer fees.

Low-rate Visa Credit Card:

*APR = Annual percentage rate. Variable APR ranges from 12.00% to 18.00% APR.  Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. 1% foreign transaction fee. Federally insured by NCUA.

4321 Cash Rewards Visa Credit Card:

*APR = Annual percentage rate. Variable APR ranges from 18.00% to 18.00% APR.  Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. 1% foreign transaction fee. Federally insured by NCUA.

Click to view Credit Card Rate & Fee Disclosure, Visa Cardholder & Protection Agreement, or the 4-3-2-1 Cash Back Card details.

We’re here to help

Call or Text

(801) 223-8188
Mon – Fri: 8:00 am – 6:00 pm
Sat: 9:00 am – 2:00 pm

Submit a Question to our Support Team

or send us a message from inside online banking.

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