Love Where You Bank Starter Pack

UVU & UCCU: United in Your Financial Success as a Student

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What is the Student Starter Pack?

Elevated Checking

From your first class to your final semester, Elevated Checking helps you build a strong financial foundation! Enjoy early direct deposit, cell phone protection, roadside assistance, and more, all free until you’re 26, with benefits that stick with you after graduation!

UVU Campus Branch

Stop by our campus branch! We’ll answer any questions, give directions if you’re lost, and help you understand your finances.

UCCU Mobile App

Stay on top of your money without slowing down your day. Track spending, control your cards, pay bills, and send money with ease

Credit Score Toolbox

New to credit? See your score, get alerts when it changes, and learn what helps or hurts it, so you build it the right way.

PlusCard

Simplify your wallet. It’s your UTA bus pass, UCCU debit card, and student ID all in one. We’ll give you $25 just for signing up!

Everyday 4321 Credit Card

Whether you’re paying for your subscriptions or utilities, grabbing groceries, filling up your tank, or just buying the little things, this card rewards you where you’re already spending.

Learn & Earn

Think Duolingo, but for your money. Take quick lessons, build real financial skills, and earn gift cards from over 30 places while you do it.

Credit Builder

A simple way to build credit: make monthly payments, grow your score, and get your savings back when you’re done.

Get your Student Starter Pack today.

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Manage Your Money Easily

Managing your money during college should be simple. With UCCU Online & Mobile Banking, you can check balances, transfer money, pay bills, and manage your accounts anytime.

You can also connect accounts from other banks using 360-View, giving you a complete look at your finances in one place.

Want to know where your money is going? Digital Money Manager makes it easy to track spending and create simple budgets. It automatically organizes your transactions so you can see patterns, stay on track, and work toward your financial goals.

You can also set up Direct Deposit, so your paycheck goes straight into your account automatically.

Need help in person? UCCU has a full-service branch right on campus. Stop by to open an account, ask questions, or get guidance from a team that understands student life.

Elevated Checking Breakdown

Elevated Checking

A rewards account built for your life, with more perks, more savings, and smart protection, plus powerful digital tools to help you spend, save, and stay secure every day.

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Cell Phone Protection

Cracked screen or lost phone? You’re covered with up to $600 per claim and $1,000 a year, so you can stress less and stay connected no matter what happens.

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Telehealth

Feel better faster with 24/7 access to licensed health professionals and zero copay, so you can skip the wait, get answers anytime, and stay on top of your health wherever you are.

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Roadside Assistance

Car trouble doesn’t have to ruin your day. Get 24/7 roadside help for towing, flat tires, lockouts, battery issues, and more, so you can get back on the road quickly and keep moving.

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Food & Fun Discounts

Unlock exclusive deals on food, travel, and fun, all in your app. Saving on dining, shopping, and entertainment, so you can do more of what you love without spending more.

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And More!

Get Elevated Checking!

Elevated Checking is FREE until you turn 26 or with any one of the following monthly actions: