Apply for a Loan

Low Rate Visa Credit Card

Simply that!

Woman and child baking together in a kitchen

Low-rate Visa

(801) 223-7600 | [email protected]
Visit any UCCU branch location

Available M–F 8am–6pm, and Sat. 9am–2pm

Apply Now

Low Rate Visa

Enjoy big savings on every purchase and balance transfer.

With no rate hikes, annual fees, or other surprises.

Woman smiling at smart phone stopping lost credit card

Take total control of your cards.

Download CardApp now!

At UCCU, every Visa Credit Card…

Protects You

With EMV chip technology and Visa’s ZERO Fraud Liability policy, which is our guarantee you won’t be held responsible for any unauthorized charges if your card is lost or stolen.

Works with Your Mobile Wallet

Like Apple Pay, Google Pay, Samsung Pay, Visa Checkout, PayPal, and more. 

Comes with NO Surprises

Like unexpected rate hikes, no annual fees, and no balance transfer fees.

Woman looking at digital tablet

Visa Credit Card Design Options

Choose design that’s most you, or create your own.
COMING SOON!

Meet Your Credit Card Expert Today


We’re here to help

Call or Text

(801) 223-8188
Mon – Fri: 8:00am – 6:00pm
Sat: 9:00am – 2:00pm

Send an Email

[email protected]
Or send us a message from inside online banking.

Stop by a Branch

Find a Location

Low-rate Visa Credit Card:

*APR = Annual percentage rate. Variable APR ranges from 6.75% to 18.00% APR.  Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. 1% foreign transaction fee. Federally insured by NCUA.

4321 Cash Rewards Visa Credit Card:

*APR = Annual percentage rate. Variable APR ranges from 12.75% to 18.00% APR.  Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. 1% foreign transaction fee. Federally insured by NCUA.

Click to view Credit Card Rate & Fee Disclosure, Visa Cardholder & Protection Agreement, or the 4-3-2-1 Cash Rewards Card details.