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NOTICE: The financial community is seeing an aggressive increase in scams and phishing. We will never contact you to ask for your username, password, PIN, verification codes/code word, or card/account numbers. If you are concerned about a text, call or email you receive, please contact our service center at 1-800-453-8188.

NOTICE: The financial community is seeing an aggressive increase in scams and phishing.

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Low Rate Visa Credit Card

Simply that!

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Low Rate Visa

Enjoy big savings on every purchase and balance transfer.

With no rate hikes, annual fees, or other surprises.

At UCCU, every Visa Credit Card…

Protects You

with EMV chip technology and Visa’s ZERO Fraud Liability policy, which guarantees you won’t be held responsible for any unauthorized charges if your card is lost or stolen.

Works with Your Mobile Wallet

like Apple Pay, Google Pay, Samsung Pay, Visa Checkout, PayPal, and more. 

Comes with NO Surprises

like unexpected rate hikes, no annual fees, and no balance transfer fees.


We’re here to help

Call or Text

(801) 223-8188
Mon – Fri: 8:00 am – 6:00 pm
Sat: 9:00 am – 2:00 pm

Submit a Question to our Support Team

or send us a message from inside online banking.

Stop by a Branch

Find a Location

Low-rate Visa Credit Card:

*APR = Annual percentage rate. Variable APR ranges from 12.00% to 18.00% APR.  Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. 1% foreign transaction fee. Federally insured by NCUA.

4321 Cash Back Visa Credit Card:

*APR = Annual percentage rate. Variable APR ranges from 18.00% to 18.00% APR.  Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. 1% foreign transaction fee. Federally insured by NCUA.

Click to view Credit Card Rate & Fee Disclosure, Visa Cardholder & Protection Agreement, or the 4-3-2-1 Cash Back Card details.