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As UCCU’s most premium checking account, Elevated Plus is paired with the most advanced and comprehensive banking tools available. Elevated Plus offers more savings, more benefits, and more online protections, plus dividends on your checking account! Give your finances more by opening an Elevated Plus Checking account.

Elevated Plus Checking Logo

Easily redeem and manage all of your Elevated Checking benefits from inside your UCCU Mobile App.

ELEVATED PLUS CHECKING BENEFITS

Lifestyle Benefits1

Cell Phone Protection

Up to $600 in repair or replacement coverage per incident, max $1,000 per year.

Telehealth

24/7 access to licensed health professionals with zero copay.

Roadside Assistance

24/7 service for towing, flat tire, locked-out, battery, etc.

Travel & Leisure

Exclusive savings on travel, entertainment, shopping, and dining.

Financial Benefits3

Interest on Checking

Earn dividends on your checking balance.

Free ATMs Nationwide

At 30,000+ Co-op ATM locations.

Credit Score Toolbox

Full credit report, credit score simulator, and more.

0.25% Loan Discount

On any new loan to UCCU: auto, recreational, vehicle, or personal.

Overdraft Forgiveness

Two reimbursements per year (upon request)

Credit Card Cash Back Boost

Increase your UCCU VISA cash back payout by 10%.

Early Direct Deposit

Receive your paychecks into your account up to two days early.

Security Benefits2

Dark Web Monitoring

Alerts you if your personal information is exposed on the dark web.

Credit Monitoring

Alerts you about changes in your credit report to protect against fraud and dispute errors.

Identity Monitoring

Active scanning of thousands of databases for early detection of possible identity theft.

Identity Theft Resolution

Up to $10,000 in identity theft reimbursement coverage with specialists to assist you.

1, 2, 3 Benefits are subject to change at any time and without notice. Some benefits require registration and activation. Terms and conditions apply. Click here for Elevated Checking details and guide to benefits for coverage and exclusions.


Elevated Plus Dividend

How to Upgrade to Elevated Plus Checking

  • Send a Secure Message
    1. Log in to UCCU Digital Banking
    2. In the menu select “Messages”
    3. Send a secure message in your online to request an upgrade to Elevated Plus Checking
  • Call or Text
    (801) 223-8188 Mon – Fri: 8:00 am – 6:00 pm Sat: 9:00 am – 2:00 pm
  • Visit a Branch
    Find a Location

Frequently Asked Questions

Is it possible to waive the Elevated Checking $10 maintenance fee?

No. The maintenance fee is not waivable at this time. This will automatically be withdrawn from your account at the start of each month.

Are all my benefits activated the moment I open an Elevated Checking Account?

No. You will have access to all of your Elevated Checking benefits the moment you sign up for the checking account, however some benefits will require additional information and activation to utilize the benefit. Visit our Activate Your Elevated Benefits Page.

Are there other UCCU checking account options?

Yes. we also offer a Basic Checking account and an Elevated Checking Account.

Also ask about our Business Checking accounts.

Walker Kessler and Elevated Checking

We’re here to help

Call or Text

(801) 223-8188
Mon – Fri: 8:00 am – 6:00 pm
Sat: 9:00 am – 2:00 pm

Submit a Question to our Support Team

or send us a message from inside online banking.

Stop by a Branch

Find a Location

Benefits are subject to change at any time and without notice. Some benefits require registration and activation. Terms and conditions apply. Click here for Elevated Checking details and guide to benefits for coverage and exclusions.