Skip a Payment
Stress less, any time of year.
Skipping a loan payment is as easy as opening up your UCCU Mobile Banking app, selecting “Services” under the “Menu” tab, and finding the “Skip a Loan Payment” option. With a click of a button and a one-time fee of $25*, you can skip a UCCU loan payment any month of the year. Think of it as one less thing to stress about, anytime you need it.
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Eligible loans include:
- Auto Loans
- RV Loans (Boats, Trailers, ATVs, UTVs, etc.)
- Motorcycle or Scooter Loans
- Personal or Signature Loans
- Certificate Secured
- Quick Draw
*You agree Utah Community Federal Credit Union (“UCCU”) will charge you a $25 fee for each skipped payment. You must have a satisfactory payment history and UCCU may deny your request for any or no reason. Skipped payments are not waived or forgiven; they are simply deferred and must be paid later. Your payments must resume following the one-month skip; your payment the following month will be due on the same date of that month it would have been due in the absence of a skip/deferment the prior month. Interest will continue to accrue during the deferral period and until your loan is repaid in full. Deferring a payment can cause negative amortization on your loan. All terms of your loan agreement(s) remain unchanged if UCCU approves your request except: (a) the payment schedule will lengthen by one month, and (b) insurance products now in effect may not provide protection beyond the original maturity date. UCCU reserves the right to not offer you a payment deferral in the future.