Utah Community Credit Union

About UCCU

Six Decades of UCCU and Counting

It all began at Brigham Young University...

A lot of people don’t know that UCCU was founded on the campus of Brigham Young University as the BYU Employees’ Federal Credit Union, a not-for-profit financial institution that was dedicated to the industry ideal of “people helping people.” 

And the credit union’s beginnings were extremely humble.  

The founders couldn’t afford to rent office space, so they set up a table on a stair landing in the Harold R. Clark building and took turns, voluntarily helping people in need of financial services. And because they couldn’t afford to purchase a vault, cash was kept in a locked room and placed in a cast iron bathtub, covered with a sheet of asbestos to protect it from fire.   

But soon, word of this tiny credit union - a financial institution that valued people over profits – spread. To families, friends, and neighbors throughout Utah Valley. And as the people of this community joined the cause, this credit union grew. 

In 1977, the credit union opened its first official branch on Canyon Road in Provo, complete with safety deposit boxes, a fire-proof vault and the convenience of drive-up lanes. And it officially changed its name to Universal Campus Credit Union… or UCCU for short. 

Today, UCCU, now known as Utah Community Credit Union, serves hundreds of thousands of members – and counting – across Utah Valley and beyond. 

And as we build toward a bright future, we look forward to many more decades of “people helping people” in Utah Valley!


Vision Statement

To be the most loved, most trusted, and most utilized credit union in the nation.

Corporate Values

Utah Community Credit Union is an organization rooted in the credit union philosophy of "people helping people" and built on traditional values of commitment to outstanding service, respect for others, and fiscal responsibility. We hold ourselves to the highest standards of honesty, professionalism, and integrity and are committed to achieving excellence in operations, products, and member service.

With consistent and reliable service delivery, we create trusting relationships with our members. We are a member-centric organization. Our decisions at all levels are based on what is in the best interest of the member, while maintaining a financially strong and stable organization.

The philosophy driving our team-oriented staff really is to help members "reach their financial goals."


Bret VanAusdal

Bret VanAusdal has held positions of Executive Vice-President and Senior Vice-President of Lending for UCCU for the past 22 years, and brings a total of 34 years of banking experience.
Along with managing a variety of key initiatives aimed at improving member service and experience at UCCU, VanAusdal has lead the growth and prudent oversight of a diversified loan portfolio, including mortgage and commercial lending.

Board of Directors

UCCU's Board of Directors is accountable for establishing corporate goals; approving major financial decisions, financial statements, and corporate strategies; allocating major resources; representing UCCU in the community; and supervising the operations of the credit union. The role of director requires dedication, good judgment, excellent decision-making skills, time commitment, and a solid understanding of the community UCCU serves.

Click Here to view UCCU's Board of Directors

Supervisory Committee

The Supervisory Committee of Utah Community Federal Credit Union operates independently on your behalf to assure the financial integrity of your credit union.

This committee of local professionals is appointed by the Board of Directors and serves as a watchdog for the members. It is responsible for making sure members' funds and interests are protected and the credit union's financial records and operations are in order.

Our goal is for all UCCU members to receive quality service in an expedient manner, and we are ready to assist you in resolving any credit union problem you may have. Concerns and questions may be directed to:

Attn: Isaac Jones
UCCU Supervisory Committee
188 West 5200 North
Provo, UT 84604

You can also send an email to supervisorycommittee@uccu.com


In 1955, Briant Jacobs, a member of BYU Faculty, found a "New Concept" in Financial Institutions. It was a "Member Owned" concept, where members owned shares instead of the "Stock-Holder" concept like Banks. So on December 9, 1955, Briant and six of his co-workers founded BYU Employee's Federal Credit Union. With seven members and $35.00 in assets they opened a small "branch" on a stair landing in the Harold R. Clark building.

In 1958 we got our first address in the old ROTC building. It was a little run-down, but no one seemed to complain - we had an address. All of our employees were "volunteers" including the "Manager", Neil McKnight.

In 1960, we moved to the "Larson House". At this time we became too big for volunteer workers only, so the first paid Manager was selected. Her name was Betty Porter. Betty established a management technique that was warm, friendly and professional. Under her dedicated leadership, the Credit Union experienced a wealth of growth. There was one problem with the new location, at that time the fear was fire rather than robbery, so the vault was a bathtub covered with asbestos each night to protect the contents from fire.

In June 1964, the Credit Union moved to a new office in the newly constructed Wilkinson Center. At this time the assets of the Credit Union totaled two million, with thirty-two hundred members. During this time Betty Porter died suddenly, but she had left behind this wonderful management technique of friendly and professional service that our membership required. Blaine Anderson replaced Betty as Manager. During his time as Manager, Blaine added key people to expand services and products offered to the Credit Union members and the Credit Union grew to $14 million in assets, which required the Wilkinson Center office to expand to better serve the needs of our members. BYU Employees Federal Credit Union was the first organization of this type to convert to a computer system to record day-to-day transactions and offer share-draft checking accounts. The Credit Union soon out-grew the Wilkinson Center office.

In October of 1976, ground was broken and the Credit Union's Stadium office was constructed. There was now a staff of 30 full-time employees and assets of $25 million. At the time we moved to the "Stadium" office, our name was changed to Universal Campus Credit Union (UCCU). We changed our name because we moved off campus and expanded the field of membership. In the spring of 1980, Noel Swain became the Manager of UCCU. During his time with UCCU, assets grew to over $100 million, employees grew to over 100 and membership reached nearly 50,000. In September of 1985, UCCU opened an office in South Orem. Also, in the spring of 1990, an electronic service center was opened in the Provo, East Bay area. Noel resigned as President in the summer of 1991.

Ron Eliason served as the fifth UCCU President/ CEO from 1991-2003. During that time the Credit Union grew from two full-service offices to eight full-service offices across Utah Valley. The East Bay office was expanded to a full-service branch, we built our Corporate Headquarters in the Riverwoods Business Park, and added offices in American Fork, Spanish Fork, Pleasant Grove, and North Orem. In February 2000, Universal Campus Credit Union changed its name to Utah Community Credit Union to better reflect the field of membership served. Branches in Springville and Payson opened spring 2004 and a branch in Saratoga Springs opened in November 2004. The credit union now serves anyone who lives, works, worships or attends school in Salt Lake, Utah, Davis, Tooele, Summit, Wasatch, Juab, and Sanpete counties.

NCUA Equal Housing Lender
Utah Community Credit Union, 360 W 4800 N, Provo, UT 84604, 1 (800) 453-8188. All Rights Reserved. Utah Community Federal Credit Union does business as (DBA) Utah Community Credit Union. Unauthorized account access or use is not permitted and may constitute a crime punishable by law.