About UCCU

Purpose

Our members come first.

Our purpose as a credit union is to help as many people as possible strengthen their financial finances, achieve their dreams, and love where they bank. We do this by offering low loan rates, high savings yields, and best in class banking technology – all backed by a team that truly cares.

In that spirit, UCCU is dedicated to delivering a genuine Culture Of Care, where each of our members needs are valued and prioritized, and every interaction is approached with empathy, attentiveness, and heart.

We take initiative, we take ownership, and we go the extra mile to help our members Love Where They Bank.

Strengthen. Achieve. Love.
These three words define UCCU’s Culture of Care and the way we serve our members every day.

Strengthen
Every interaction is an opportunity to help someone improve their financial strength and build a better tomorrow.

Achieve
We help our members achieve their dreams: one goal, one step, one success at a time.

Love
Our Culture of Care is defined by empathy, attentiveness, and heart. It’s our hallmark, and the foundation of our promise to help our members love where they bank.

UCCU’s History

Founding, 1955
With $35 from their own pockets, seven BYU faculty members establish the BYU Employees’ Federal Credit Union as a not-for-profit financial intuition that would be owned by the very same people it serves: the families and individuals of Utah.  

Larson House, 1960
Having outgrown its first address in the former ROTC building on BYU’s campus, UCCU moves into the Larson House.

Wilkinson Center, 1964
With assets totaling $2 million and 3,200 members, UCCU moves to a new office in the newly constructed Wilkinson Center on BYU campus.

Stadium Branch, 1977
UCCU opens its first dedicated branch office next to the BYU football stadium and changes its name to Universal Campus Credit Union.

Utah Community Credit Union, 1986
With membership expanding beyond BYU’s campus, Universal Campus Credit Union changes its name to Utah Community Credit Union, reflecting the credit union’s growing service to families and individuals throughout Utah.

Riverwoods Headquarters & Branch, 1993
UCCU finishes construction of its new headquarters in The Riverwoods in Provo, Utah, which includes three stories, 35,000 square feet, and a full-service branch.

UCCU Center at UVU, 2010
As a proud partner of Utah Valley University, UCCU sponsors the 8,500 seat multi-purpose venue on UVU campus, hosting basketball, concerts, trade shows, expos, family shows, graduations and other events.

UCCU Financial Center, 2016 
To meet the demands of its expanding membership, UCCU opens the UCCU Financial Center in the heart of Utah Valley’s “Silicon Slopes.”

TransWest Merger, 2025
UCCU merges with TransWest Credit Union, bringing together two strong, community-driven institutions under the UCCU name, with assets exceeding $3.5 billion and 25 full-service branches across Utah.

Utah Tech Partnership, 2025
UCCU enters a landmark $7 million partnership with Utah Tech University to advance student success and community growth in Southern Utah, including an on-campus branch and financial education center.

Membership Eligibility

Membership in Utah Community Credit Union is available to any individuals and businesses in the United States.

A Credit Union Anyone can Join!

Join online, over the phone, or at any branch location.

President/CEO

Justin Olson

Justin Olson’s professional career includes serving UCCU in various capacities for 23 years. Most recently, he served as the cooperative’s Chief Information Officer (CIO). He has also continued his education, earning his Master of Business Administration from Brigham Young University

Justin’s experience in financial tech paired with his innovative mindset and strategic vision continue to help UCCU move into the future with confidence and meeting credit unions needs.

Board of Directors

UCCU’s voluntary Board of Directors is accountable for the establishment of corporate goals, the approval of major financial decisions, financial statements, corporate strategies, the allocation of major resources, the representation of UCCU in the community, and the supervising of the operations of the credit union.  

The role of director requires dedication, good judgment, excellent decision-making skills, a solid understanding of the community UCCU serves, and a commitment of one’s time. In addition to regular, monthly board meetings, UCCU directors form other board committees that also meet on a regular basis, including the Executive committee, the Assets and Liabilities committee, and the Facilities/Operations/Technology committee.

Annual Report

UCCU is continually working to ensure our credit union is one of the most secure and financially stable institutions in the country.

Click below for a report on the credit union’s performance and reports from the president, the board of directors chairperson, and the chairperson from the supervisory committee.

Supervisory Committee

The UCCU Supervisory Committee operates independently on your behalf to assure the financial integrity of your credit union.

This committee of local professionals is appointed by the Board of Directors and serves as a watchdog for the members. It is responsible for making sure members’ funds and interests are protected and the credit union’s financial records and operations are in order.

If you would like to contact the Supervisory Committee, please use the following information:

UCCU Supervisory Committee
360 West 4800 North
Provo, UT 84604
[email protected]