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Statements & Tax Documents

All the statements and documents you need, organized in one place.

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Quickly navigate between monthly statements, VISA credit statements, tax statements, and more – all in one, simple page.

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To access your statements and tax documents

  1. Download the UCCU mobile banking app or login online.
  2. Select “Statements.”
  3. Choose the statements you want.

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Form 1099: Interest or Dividends Earned

When preparing your tax return, you’ll be asked to include the amount of interest or dividends earned on your accounts during the tax year. If your UCCU accounts earned $10 or more in dividends, UCCU will issue you a 1099-INT form.

This form will be mailed (postmarked) on or before the 31st of January. The form is available inside of UCCU’s Online Banking prior to it arriving in the mail.

An email notification is sent to members enrolled in electronic statements as soon as the forms are available online. Once available, you can access this form online by signing into UCCU’s online banking and clicking on “Statements”.

If your account did not earn a minimum of $10 in dividends, a 1099-INT form will not be created for your account for that tax year. You can still view the dividends earned on your account in the Year To Date summary on your UCCU monthly statement for December.

Form 1098:  Real Estate Interest Statement

When preparing your tax return, you may be able to deduct the amount of interest and points you paid on a mortgage loan. If you paid more than $600 in points and interest on a mortgage loan in the year, you will receive a 1098 Form. Your tax advisor will inform you if you may deduct the amounts reported.

All 1098 forms will be available online, inside of UCCU’s Online Banking. no later than January 31st of each year (for the previous year). Once available, you can access this form online by signing into UCCU’s online banking and clicking on “Statements”.

1098 Statements are also mailed, postmarked on or before the 31st of January.

If you’ve received more than one form 1098 from UCCU, this may be due to one of the following reasons: 

  • You paid interest on more than one mortgage or home equity loan with UCCU during the year.
  • You closed a loan with UCCU and paid reportable points or interest at closing. Interest and points paid at closing are reported on a separate 1098 than the one that accounts for the interest paid with your regular payments.

If you paid interest or points at closing and/or you paid your first payment to UCCU before your loan was sold, you will likely receive a 1098 from both UCCU and your new servicer.

Tax Forms for IRA’s

Fair Market Value / Required Minimum Distribution (FMV / RMD)
The fair market value statement tells you the balance of your IRA as of December 31 of the previous year. For IRA owners who are of Required Minimum Distribution age and IRA beneficiaries, this figure is used in conjunction with the applicable life expectancy to calculate RMD amounts for the year.

Form 1099R
Reports any withdrawals made on your IRA that need to be included in your taxes. This form will be postmarked on or before January 31.

Form 5498
Reports contributions you made in the qualifying period. This form will be postmarked by May 31.

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