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NOTICE: The financial community is seeing an aggressive increase in scams and phishing. We will never contact you to ask for your username, password, PIN, verification codes/code word, or card/account numbers. If you are concerned about a text, call or email you receive, please contact our service center at 1-800-453-8188.

NOTICE: The financial community is seeing an aggressive increase in scams and phishing.

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Security Benefits

Elevate your security monitoring and protections with Elevated Checking

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Gain access to all the best security benefits when you open an Elevated Checking account.

Protection against online fraud attacks is essential to keep your finances safe. That’s why we offer added security to all Elevated Checking members with real-time alerts for any suspicious activities associated to your account, your credit, and also your private information.

  • Dark Web Monitoring1
    Your personal information monitored throughout all parts of the web by scanning for matching information that may put your identity at risk.
  • Identity Monitoring2
    Active scanning of thousands of databases and billions of records for early detection of suspicious activity involving your personal identity.
  • Credit Monitoring3
    Alerts you about changes in your credit report to protect against fraud and also dispute errors.
  • Identity Theft Resolution2
    Up to $10,000 in reimbursement coverage with specialists to also assist you should theft occurs involving your personal identity.
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Enjoy Added Security

Gain additional security to your finances when you sign up for Elevated Checking.


(801) 223-8188 | Branch Locations

Available M–F 8am–6pm, and Sat. 9am–2pm.

More Elevated Benefits

We’re here to help

Call or Text

(801) 223-8188
Mon – Fri: 8:00 am – 6:00 pm
Sat: 9:00 am – 2:00 pm

Submit a Question to our Support Team

or send us a message from inside online banking.

Stop by a Branch

Find a Location

1Dark Web Monitoring: Monitor your personal information on the dark web and receive alerts when your personal information is exposed online with our Dark Web Monitoring identity theft prevention product, also known as cyber monitoring. Available via mobile or web only. (Registration/activation required.)

2IDProtect® Identity Theft Monitoring and Resolution Services: Benefits are available to personal checking account owner(s) and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Identify Theft Resolution: Up to $10,000 Identity Theft Expense Reimbursement Coverage to cover expenses associated with restoring your identity. (Guide to Benefit with complete details of coverage and exclusions can be found by accessing the Elevated Checking Benefits Portal located inside UCCU Online Banking.) Fully Managed Identity Theft Resolution Services – Access to a dedicated fraud specialist assigned to manage your case until your identity is restored. Identity Monitoring: Monitoring of over 1,000 databases. (Registration/activation required.)

3Credit Monitoring: Powered by SavvyMoney. (Registration/activation required.

Benefits are subject to change at any time and without notice. Some benefits require registration and activation. Terms and conditions apply. Click here for Elevated Checking details and guide to benefits for coverage and exclusions.