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Overdraft Forgiveness

Two reimbursements per year

It happens, we get it!

If you accidentally overdraft your Elevated Checking account, please reach out and let us know and we will reimburse your overdraft fee (two reimbursements per year).

Overdraft Forgiveness

Contact a UCCU Representative to request that your overdraft fee be reimbursed. You can contact us by:

Overdraft Forgiveness is offered up to two times per year upon request.

Sign up for Checking Protection

While it is good to avoid overdraft fees altogether, you can also apply for Checking Protection. Also known as an Overdraft Line of Credit, checking protection sets up a credit line on the end of your checking account. This allows for over-drafted funds to be added into a credit line that you can then pay off during the credit lines monthly statement.

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Wave Goodbye to Fees

Sign up for Elevated Checking, and receive overdraft forgiveness.


(801) 223-8188 | Branch Locations

Available M–F 8am–6pm, and Sat. 9am–2pm.

Frequently Asked Questions

How does overdraft forgiveness work?

With Elevated Checking, you can receive overdraft forgiveness twice (2x) in any given twelve month period.

Are there other options to avoid overdraft fees?

Yes, Checking Protection (also known as an overdraft line of credit) gives you additional defense against overdraft fees.

More Elevated Benefits

We’re here to help

Call or Text

(801) 223-8188
Mon – Fri: 8:00 am – 6:00 pm
Sat: 9:00 am – 2:00 pm

Submit a Question to our Support Team

or send us a message from inside online banking.

Stop by a Branch

Find a Location

Benefits are subject to change at any time and without notice. Some benefits require registration and activation. Terms and conditions apply. Click here for Elevated Checking details and guide to benefits for coverage and exclusions.