Identity Monitoring

Yes. First-time users will select “Activate” while returning users will select “View” to see how “at-risk” your identity is. No additional information is needed to input as your identity information is pulled automatically as shown on your Elevated Checking Account. Once activated, you can add family members aged 17 and under.

Upon activating your Identity Monitoring benefit, you will receive a risk score based on your at-risk potential. You will receive an email or text (upon individual activation) on any changes to your risk score.

• If your scan returns an elevated Risk Score, an Identity Monitoring Risk Specialist with the Benefits Service Center, will call you at the number used to register, to discuss the activity.
• If we find that the suspicious activity is potentially fraudulent, your Risk Specialist will work with you to determine the steps necessary to resolve and further protect your identity.
• If you recognize the activity and it is not fraudulent, we will update your profile so that the same information will not elevate your Risk Score in the future.

Your first scan takes place upon the activation of your account. Additional scans will occur monthly. Your account will notify via email or text (upon approval) should your risk score change.

Yes. UCCU offers multiple security options with a UCCU’s Elevated Checking account. Open an account and enjoy access to the following security protections:

• Dark Web Monitoring: Receive live alerts regarding the illegal selling or trading of your private information.
• Identity Monitoring: Gain additional identity protection from the scanning thousands of databases and billions of documents.
• Identity Theft Resolution: Reimbursement for identity theft is easy. Sign up for Elevated Checking and gain insurance up to $10,000 dollars.