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Identity Monitoring

Your Personal Identity Protected

Gain additional identity protection when you activate Identity Monitoring.

Secure your identity with additional scanning from thousands of databases and billions of records for any suspicious activity when you sign up for Elevated Checking and activate Identity Monitoring2. Catch potential ID theft at early stages before it causes major harm. Plus you can add additional family members aged 17 and under onto your account for their additional protection.

Access Identity Monitoring

  1. Verify that you have an Elevated Checking Account.
  2. Login to your Online UCCU Digital Banking. Select “Services” then “Elevated Checking.”
  3. Select Identity Protection, then Identity Monitoring.
  4. First-time users will select “Activate” while returning users will select “View.”
    • Once activated, you can add family members aged 17 and under.

Text Alert Status options are available when you view the Identity Monitoring Dashboard.

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Activate Added Identity Protection

Gain additional identity protection from scanning thousands of databases when you sign up for Elevated Checking. Activate your Identity Monitoring and receive an immediate risk score and additional scans monthly for you and your family.


(801) 223-8188 | Branch Locations

Available M–F 8am–6pm, and Sat. 9am–2pm.

Frequently Asked Questions

Does Identity Monitoring require to manual activation?

Yes. First-time users will select “Activate” while returning users will select “View” to see how “at-risk” your identity is. No additional information is needed to input as your identity information is pulled automatically as shown on your Elevated Checking Account. Once activated, you can add family members aged 17 and under.

How will I know if my identity is at risk?

Upon activating your Identity Monitoring benefit, you will receive a risk score based on your at-risk potential. You will receive an email or text (upon individual activation) on any changes to your risk score.

  • If your scan returns an elevated Risk Score, an Identity Monitoring Risk Specialist with the Benefits Service Center, will call you at the number used to register, to discuss the activity.
  • If we find that the suspicious activity is potentially fraudulent, your Risk Specialist will work with you to determine the steps necessary to resolve and further protect your identity.
  • If you recognize the activity and it is not fraudulent, we will update your profile so that the same information will not elevate your Risk Score in the future.

How often are the data bases and documents scanned for personal identity information?

Your first scan takes place upon the activation of your account. Additional scans will occur monthly. Your account will notify via email or text (upon approval) should your risk score change.

Are there additional securities I can access with UCCU?

Yes. UCCU offers multiple security options with a UCCU’s Elevated Checking account. Open an account and enjoy access to the following security protections:

  • Dark Web Monitoring: Receive live alerts regarding the illegal selling or trading of your private information.
  • Identity Monitoring: Gain additional identity protection from the scanning thousands of databases and billions of documents.
  • Identity Theft Resolution: Reimbursement for identity theft is easy. Sign up for Elevated Checking and gain insurance up to $10,000 dollars.

More Elevated Benefits

We’re here to help

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(801) 223-8188
Mon – Fri: 8:00 am – 6:00 pm
Sat: 9:00 am – 2:00 pm

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or send us a message from inside online banking.

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2IDProtect® Identity Theft Monitoring and Resolution Services: Benefits are available to personal checking account owner(s) and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Monitoring of over 1,000 databases. (Registration/activation required.)

Benefits are subject to change at any time and without notice. Some benefits require registration and activation. Terms and conditions apply. Click here for Elevated Checking details and guide to benefits for coverage and exclusions.