Pixel for iHeart Radio

NOTICE: The financial community is seeing an aggressive increase in scams and phishing. We will never contact you to ask for your username, password, PIN, verification codes/code word, or card/account numbers. If you are concerned about a text, call or email you receive, please contact our service center at 1-800-453-8188.

NOTICE: The financial community is seeing an aggressive increase in scams and phishing.

Learn More
Apply for a Loan

5 Way to Protect your kids from Fraud

In an increasingly digital world, children are more connected than ever, navigating the vast landscape of the internet for education, entertainment, and socializing. While the internet opens up countless opportunities for learning and growth, it also exposes children to potential online threats, including the risk of falling victim to online fraud attacks. As a UCCU member and parent, it’s crucial to implement measures that ensure your child’s online safety. Here are five essential strategies, brought to you by UCCU, to protect your kids against online fraud attacks.

Education Initiative

At UCCU, we believe knowledge is the first line of defense against online threats. Take the time to educate your children about the potential risks they may encounter on the internet, including online fraud. Explain the concept of phishing, where malicious actors attempt to trick individuals into revealing sensitive information. UCCU encourages you to teach your children to recognize suspicious emails, messages, or websites and emphasizes the importance of not sharing personal information, such as passwords or addresses, online. We value open communication, so your child feels comfortable discussing any concerns or questionable encounters with you.

Password Protection Plan

As part of our commitment to your financial security, UCCU encourages you to teach your kids the significance of strong and unique passwords for each of their online accounts. Emphasize the importance of using a combination of letters, numbers, and special characters, and avoiding easily guessable information like birthdays or pet names. Consider using a UCCU-recommended password manager to simplify the process and ensure that your child’s accounts remain secure. Regularly remind them to update passwords and avoid using the same password across multiple platforms, reducing the risk of unauthorized access.

UCCU Parental Controls Advantage

Most online platforms and devices offer parental control features, and UCCU recommends you take advantage of these tools to monitor and manage your child’s online activities. Set age-appropriate restrictions on websites, apps, and online purchases, ensuring your child can explore the internet safely. Additionally, utilize time limits to balance screen time and offline activities, fostering a healthy digital lifestyle that aligns with UCCU’s commitment to the well-being of your family.

Stay Connected and Informed

As your financial partner, UCCU encourages you to stay informed about the latest online threats and trends. Stay up-to-date on popular apps, games, and social media platforms your child may be using. Regularly check their privacy settings to ensure they are configured to provide maximum protection. Engage in conversations about their online experiences, friends, and the content they come across. By actively participating in your child’s digital life, you create a supportive environment where they feel comfortable sharing concerns or seeking guidance when faced with potential threats.

Security Shield

UCCU understands the importance of robust security, and we recommend investing in reputable security software that includes features for protecting against online fraud and malware. These programs can provide real-time monitoring, block malicious websites, and offer additional layers of security against phishing attempts. Regularly update the security software to ensure it remains effective against evolving online threats. Make it a shared responsibility by involving your child in the process, explaining the importance of these protective measures that align with UCCU’s commitment to your financial safety.

In conclusion, safeguarding your kids against online fraud attacks is a joint effort, and as your trusted financial partner, UCCU is here to support you. By following these UCCU-recommended strategies, you create a resilient defense against potential threats, allowing your child to explore the online world safely and responsibly.