Call or Text
(801) 223-8188
Mon – Fri: 8:00 am – 6:00 pm
Sat: 9:00 am – 2:00 pm
Submit a Question to our Support Team
or send us a message from inside online banking.
4-3-2-1 Travel Credit Card
Our most premium cash back credit card ever!
Enjoy cash back benefits on all your travel purchases, plus TSA Pre-check Reimbursement
Travel with confidence and luxury! Our signature cash back card offers exceptional perks designed to enhance your journey—whether you’re breezing through airport security, enjoying comprehensive travel protection, or upgrading to a sleek metal card. All this comes with a low annual fee, making it one of the best value travel cards available.
TSA PreCheck® & Global Entry Reimbursement
Get through airport security faster! Upon request, we’ll reimburse TSA PreCheck® or Global Entry charges from your statement.
Comprehensive Travel Insurance
Enjoy peace of mind with a suite of travel protections, including:
- Lost Luggage Reimbursement: Your Travel Comfort, Our Priority. We understand that travel can sometimes have unexpected bumps. If your checked luggage is unfortunately lost by the airline, our reimbursement can help ease the financial worry of replacing essential items like clothing and personal care products. It’s one way we look out for you, ensuring a smoother journey.
- Auto Rental Collision Coverage: Drive with Confidence on Your Adventures. When you’re exploring new places, the last thing you need is the stress of potential rental car damage. This coverage can provide protection against financial loss if your rental vehicle is damaged or stolen, giving you one less thing to worry about as you enjoy your travels.
- Baggage Delay Compensation: Getting You Back on Track, Sooner. A delayed bag can disrupt your plans. Our compensation benefit helps you purchase necessary items if your baggage is delayed, so you can get back to enjoying your trip without unnecessary inconvenience. We’re here to help you stay on schedule.
- Trip Delay Reimbursement: Because Your Time is Valuable. Travel delays happen, but they shouldn’t derail your entire experience. If your trip is delayed due to covered reasons, this reimbursement can help with unexpected costs like meals and accommodation. We value your time and want to minimize disruptions to your plans.
- Trip Cancellation & Interruption Coverage: Flexibility When Life Happens. We know that unforeseen circumstances can sometimes force you to cancel or interrupt your travel plans. This coverage can help reimburse you for non-refundable expenses in covered situations, offering a bit more flexibility and financial security when life throws you a curveball.
- Travel Accident Insurance: Protecting You on Your Journey. Your safety and well-being are important to us. This insurance provides benefits in the unfortunate event of accidental death or dismemberment while traveling, offering an added layer of security for you and your loved ones.
Travel 4-3-2-1 Cash Back Credit Card
4%
on Travel
3%
on Gas
2%
Restaurants
1%
on Everything Else
$50 Annual Fee
Apply for the Travel Card
Enjoy our best travel card ever. Make this summer count by being one of the first to have exclusive access to the UCCU Signature Travel Credit Card.
$50 Annual Fee
Prestigious Metal Cards
Upgrade to a premium feel with our exclusive metal card available for all members with a credit limit above $5,000. The card can be shipped directly to your address.
Download UCCU Mobile Banking App!
Credit Card Payoff Calculator
The UCCU Credit Card Payoff Calculator is a powerful, easy-to-use tool designed to help you take control of your finances by understanding your credit card debt.
Frequently Asked Questions
How do I get a metal card?
Any member that is approved for a 4-3-2-1 Travel Card with a credit limit above $5,000 will receive at metal card. If your credit limit is below $5,000 then you will receive a plastic card. Both cards will have the same benefits and rewards.
When will I be charged the annual fee?
The annual fee will be charged each year on the anniversary of the opening of your Travel Card. If you transferred your old card to your new card, the fee will be charged on the anniversary of the transfer of your card.
Is there a difference between a signature card and a platinum card?
The basic difference between a signature and a platinum card has to do with how much credit is extended to the user. Any user that has a credit limit below $5,000 will be given a platinum card. Any user with a credit limit of $5,000 or above will be given a signature card.
Do I pay foreign transaction fees when I travel?
No. The Travel 4-3-2-1 Card has no foreign transaction fees, so you can use it internationally without paying extra on your purchases.
Can I use my Travel 4-3-2-1 Card internationally?
Yes. You can use your card anywhere Visa is accepted worldwide, making it a convenient option for both domestic and international travel.
Other UCCU Card Products
Low Rate Visa Credit Card
Lower Interest Means Bigger Savings. Get our best rate available to save even more on everyday purchases.
Explore Content
Everyday Cash Back Credit Card
More cash back on the purchases you make the most like subscriptions, gas, and groceries.
Explore Content
Compare Visa Credit Cards
Let’s determine which credit card is best for you: Low Rate, Everyday Cash Back or Travel Card.
Explore Content