2025 Fraud Prevention Month
What you should know and do to protect yourself from fraud attacks
Protecting Your Financial Future: UCCU’s Guide to Fraud Awareness Month
In today’s digital world, financial fraud continues to evolve in sophistication and scale. As we observe Fraud Awareness Month in 2025, Utah Community Credit Union is committed to helping our members protect their financial well-being through education and proactive measures. This guide outlines current fraud trends and provides actionable steps to help you stay safe.
How UCCU Protects You
At Utah Community Credit Union, your financial security is our top priority. We’ve implemented multiple layers of protection to keep your accounts and personal information safe:
- 24/7 Monitoring Systems: Our sophisticated fraud detection systems continuously analyze transaction patterns to identify suspicious activity before it impacts your accounts.
- Secure Banking Platforms: We utilize industry-leading encryption and authentication technologies across our mobile app, online banking platform, and internal systems.
- Automatic Alerts: We’ve enhanced our alert system to notify you immediately of potentially suspicious transactions, allowing for quick verification or action.
- Chip-Enabled Cards: All UCCU cards now use EMV chip technology, providing superior protection against card skimming and counterfeiting.
- Staff Training: Our team members undergo regular security training to stay current on emerging fraud trends and protection techniques.
- Educational Resources: We regularly update our fraud prevention resources and offer free workshops to help members recognize potential threats.
Popular Fraud Scams in 2025
Staying informed about current scam tactics is your first line of defense. Here are three main fraud attacks we have seen in 2025 to watch out for:
Crypto Scams
The rise in crypto currency popularity has also brought a rise in crypto fraud. Always be diligent and do you research before trading crypto currency with unknown businesses.
Romance Scams
Emotions play a big role in fraud. Bad actors often use these emotions to persuade you to make rash decisions involving money. Never send money to an online romance. Verify who they are through friends, family, or other secure methods.
AI Scams
Online fraud can impact anyone — regardless of age. As Artificial Intelligence (AI) advances, the threat of identity theft and online fraud continues to escalate. Be cautious when using AI and never give away sensitive information.
Learn about the Latest Cybersecurity Threats and how to protect yourself in 2025. Take steps to safeguard your digital life.
Fraud Prevention Quiz
Test your knowledge for a chance to win $100 Visa Gift Card
Official Giveaway Rules can be found at https://www.uccu.com/fraud-giveaway
How You Can Protect Yourself
Taking proactive steps can significantly reduce your risk of becoming a victim:
- Strengthen Your Passwords: Use unique, complex passwords for each financial account and enable multi-factor authentication whenever possible.
- Verify Before You Act: Never respond to urgent requests without verifying through official channels. Call UCCU directly using the number on your card or our website—not numbers provided in suspicious messages.
- Check Account Activity Regularly: Review your transactions weekly to catch unauthorized activity early.
- Secure Your Devices: Keep your smartphones, tablets, and computers updated with the latest security patches and antivirus software.
- Be Skeptical of “Too Good to Be True” Offers: Fraudsters often use tempting deals or windfalls to bypass your natural caution.
- Protect Your Personal Information: Be cautious about sharing personal details online, including on social media platforms where scammers gather information.
- Shred Sensitive Documents: Dispose of financial statements, pre-approved credit offers, and other documents containing personal information securely.
- Use UCCU’s Security Features: Take advantage of card controls, customized alerts, and other security features available through our mobile app.
Learn more about How to Protect Yourself.
What To Do If You Suspect Fraud
If you notice suspicious activity or believe you’ve been targeted by a scam:
- Contact UCCU Immediately: Call our fraud prevention hotline at [UCCU’s fraud prevention number] or visit your nearest branch.
- Change Your Passwords: Update passwords for any potentially compromised accounts.
- File a Report: Document the incident with the Federal Trade Commission at ReportFraud.ftc.gov and your local police department if necessary.
- Place a Fraud Alert: Consider placing a fraud alert on your credit reports with the major credit bureaus.
- Monitor Your Credit: Review your credit reports regularly for unauthorized accounts or inquiries.
UCCU’s Commitment
Utah Community Credit Union remains dedicated to protecting our members’ financial security through continuous improvement of our security measures, staff training, and member education. We believe that an informed member is our best partner in fraud awareness in 2025. Remember, UCCU will never call, email, or text you requesting sensitive information such as your full account number, password, PIN, or Social Security number.
By staying vigilant and working together, we can help ensure your financial future remains secure. For more information on fraud awareness in 2025 or to report suspicious activity, please contact our member service team or visit your local UCCU branch.