- Home Equity Lines of Credit (HELOC)
- Refinance your Home Equity
- Limit Estimator
- View Rates
- Putting your equity to use:
- First Time Home Buyer
- Home Buying Seminars
- Home Buying Tips
- How to Make Payments
- Mortgage Loan Servicing
- Home Affordability Tool
- Credit Builder
- Vehicle Protections & Warranties
- Auto Buying Tips
- Home Buying Tips
- First Time Home Buyers
- Skip a Loan Payment
- Make a Loan Payment
- Cash Back Visa Card
- Low Rate Visa Card
- Student Visa Card
- Business Visa Cards
- Compare Credit Cards
- View Rates
Spring Cleaning Your Digital Life
In today’s digital world, our financial lives have become increasingly complex. While traditional spring cleaning focuses on physical clutter, it’s equally important to declutter and organize our digital financial landscape. Here’s how you can give your digital finances a good life spring cleaning:
Audit Your Digital Footprint
Start by listing all your online financial accounts, including banking, investments, cryptocurrencies, and digital wallets. This process might reveal forgotten accounts or unused services that you can close or consolidate. Make sure you are not paying any fees on these accounts.
Strengthen Your Cybersecurity
Update passwords for all your financial accounts, enabling two-factor authentication where possible. Consider using a password manager to keep track of complex, unique passwords for each account.
Automate Your Finances
Set up bill payments and savings transfers to reduce mental clutter and ensure you never miss a payment. Just remember to review these transactions periodically.
Clean Up Your Email
Unsubscribe from news or ad emails that no longer serve you. Create filters to organize important communications into dedicated folders.
Reassess Your Spending
Review your online shopping habits and digital subscriptions. Are there any one-click purchase settings you should disable? Can you find better deals on your current subscriptions?
Digitize Physical Documents
Consider scanning important physical financial documents and storing them online. Ensure you are using a safe app or website with encryption and high level security. This can help reduce physical clutter and make document retrieval easier.
Update Your Online Banking Preferences
Review your online banking settings. Are you signed up for electronic statements? Have you set up account alerts to notify you of large transactions or low balances?
By checking on your digital financial life, you’re not just clearing out clutter – you’re building a more secure, efficient, and manageable financial system. This digital detox can lead to better financial awareness, improved security, and ultimately, a clearer path towards your financial goals.