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UCCU is Growing in Salt Lake Valley

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Take advantage of our current loan discounts, direct deposit incentives, and savings on mortgage closing costs!


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$150 cash for setting up Direct Deposit

Earn $150 cash just for switching to UCCU Direct Deposit! Plus, receive your money up to 2 days sooner than paper checks. Setup takes just 10 minutes through your UCCU Digital Banking or Mobile App. Why wait when you could get paid faster and pocket $150!2


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Home Equity Intro Rate

Enjoy a 4.99% fixed APR intro rate for the first 6 months with a 7.49% variable APR thereafter.

Use the equity in your home to finish that downstairs basement, remodel the bathroom, or pay off other high-interest debt. UCCU is there to help!3


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2025 Jeep Giveaway

Help us celebrate 4 new branches in Salt Lake County by entering to win a 2025 Jeep Wrangler! Its free and only takes a couple minutes.5

Loan Transfer Calculator

Loan Mortgage Calculator

1. Offer valid only for auto, recreational vehicles, or personal loans refinanced from another financial institution to UCCU. Financing is subject to UCCU membership and underwriting criteria. Not every applicant will qualify. 1.00% cashback up to $250 is calculated by multiplying 1.00% (0.01) by the balance transferred, or $250 whichever is less for each type of loan including auto loans and credit card loan balances. Cashback may take up to 10 business days to be awarded. Limited time offers. Rates, terms, and programs are subject to change and without notice. Federally insured by NCUA.

2. To qualify for and redeem the $150 direct deposit cash rewards, you must set up and successfully receive at least one electronic monthly direct deposit of $500 or more. Offer is non-transferable and not valid with other offers. One offer per household and cannot have received previous direct deposit offer. Checking account must remain open for a minimum of six months from reward date or the reward cash will be debited from account at closing. Offer expires in 90 days and is subject to change without notice. Membership required—based on eligibility. Federally insured by NCUA. Once the direct deposit hits your UCCU account, stop by any UCCU branch office, present this coupon, and receive your $150 cash! Learn more at uccu.com/DirectDeposit.

3. APR = Annual percentage rate. Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. Rates as low as 4.99% introductory fixed rate for 6 months, 7.49% variable APR (Prime – 0.01%). Property insurance is required. Interest rate will not vary above 18.00% or below 4.99%. Variable rates based on the Prime Rate as published in the Wall Street Journal on the 15th day of the month prior. Limited time offer. Title, and insurance fee reimbursement required if paid off and closed within 24 months of funding date. Equal housing lender. NMLS # 407653. Federally insured by NCUA.

4. $500 off closing costs for loans of $250,000 or more, $250 off closing costs for loan amounts below $250,000, and is applied at closing. Not available for withdrawn or denied loans. Conventional, Jumbo, FHA, VA, or USDA mortgages only. Property must be in the state of Utah. Limited time offer can change at any time and without notice. Equal housing lender. NMLS # 407653. Federally insured by NCUA. 

5. No Purchase Necessary. Ends March 31, 2026 at 11:59 pm MT. The Contest is open to legal residents of the United States of America who are 18 years of age or older at the end of the contest period. Void where prohibited. Sponsor: Utah Community Federal Credit Union (UCCU), 360 W 4800 N, Provo, UT 84604. More information can be found at uccu.com/jeep.

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