Utah Community Credit Union

UCCU Auto Loans


Auto Loans


UCCU Low Loan Rates 2.89% UCCU Low Loan Rates 

Apply Now for a UCCU Auto Loan



Call or Text: (801) 223-7600 

Email: loans@uccu.com


Below are some auto buying resouces:



You’ve heard the phrase Buyer Beware, but with UCCU you can relax with our 10 tips to turn you into a car buying expert. 10 CAR BUYING TIPS >



Use UCCU AutoSmart for online vehicle research to compare makes, models, fuel economy, and anything else you might need. You can also use the Concierge Service to take advantage of UCCU’s pre-arranged pricing. LEARN MORE >



UCCU is focused on providing the lowest rates and flexible terms on all loans.

Apply now online or by calling (801) 223-7600.


We realize that some members may face financial hardships in the weeks ahead and we want you to know that we are here to support and serve you. Our employees are trained to provide the right solution for every financial need. Please reach out to us so we can discuss your situation.


FOR A LIMITED TIME: Transfer a Loan to UCCU and Make No Payments for 60 Days Plus up to $200 Cash Back!***   

Enjoy no payments for 60 days on loans transferred to UCCU from other institutions. As always, UCCU’s low rates will typically reduce your payment as well. Apply online or over the phone at 801-223-7600.

Bonus: for a limited time you can also receive up to $200 cash back for every auto loan you transfer to UCCU.**



Take advantage of UCCU’s discounts on loan protections and extended warranties for new or used vehicles from a dealership or private party. Ask a UCCU representative for more information.

GAP PROTECTION: Protection to cover the “gap” or difference in what you owe on a vehicle and how much your insurance pays in the event of a collision.

DEBT CANCELLATION: Protection to cover your loan in the event of death, disability, or involuntary loss of employment.

EXTENDED WARRANTY: Drive with peace of mind with an extended warranty on your vehicle. Get UCCU’s discount with our partner, Elite Warranty.



Apply online for a UCCU loanFind a UCCU Branch LocationCall a UCCU Auto Loan Expert at (801) 223-7600Email a UCCU loan expert at loans@uccu.com


*Annual Percentage Rate=APR. Some restrictions may apply. Offer is subject to change without notice. On approved credit. Membership eligibility required. Federally insured by NCUA.

*Skip-a-Payment: to qualify, you must have a satisfactory payment history. UCCU may deny your request for any reason. Skipped payments are not waived or forgiven; they are simply deferred and must be paid later. Your payments must resume following the skip; your payment the following month will be due on the same date of that month it would have been due in the absence of a skip/deferment the prior month. Interest will continue to accrue during the deferral period and until your loan is repaid in full. Deferring a payment can cause negative amortization on your loan. All terms of your loan agreement(s) remain unchanged if UCCU approves your request except: (a) the payment schedule will lengthen by one month or number of months of the skip payment, and (b) debt cancellation and protection products now in effect may not provide protection beyond the original maturity date. UCCU reserves the right to not offer you a payment deferral in the future. Not available on first mortgages, second mortgages, credit cards and business loans. This offer is subject to change at any time. Some restrictions may apply. Limited time offer. Insured by NCUA.

***Up to $200 Auto Loan Transfer Cash Rebate is available for a limited time and applies to existing loans that are transferred from other institutions. Receive $50 cash back for auto loan vehicle balances between $10,000 and $14,999. Receive $100 cash back for auto loan vehicle balances between $15,000 and $19,999. Receive $200 cash back for auto loan vehicle balances between $20,000 and above. Rebate may be awarded in cash or as a credit to the loan. Existing UCCU loans and new purchases are not eligible for cash back offer. Some restrictions apply. Terms and conditions are subject to change at any time and without notice. See current rates and terms at uccu.com/rates. Loans on approved credit. Federally Insured by NCUA.


NCUA Equal Housing Lender
Utah Community Credit Union, PO Box 1900, Provo, Utah 84603-1900, 1 (800) 453-8188. All Rights Reserved. Utah Community Federal Credit Union does business as (DBA) Utah Community Credit Union. Unauthorized account access or use is not permitted and may constitute a crime punishable by law.