Renters insurance, also known as tenant insurance, typically covers:

• Personal property: Protects your belongings from theft, fire, and other covered perils
• Liability: Covers legal and medical expenses if someone is injured in your rented home
• Additional living expenses: Pays for temporary housing if your rental becomes uninhabitable You need renters insurance because your landlord’s policy doesn’t cover your personal belongings or personal liability. It’s an affordable way to protect your possessions and financial well-being.

Renters insurance is typically very affordable. The average cost of renters insurance ranges from $15 to $30 per month, depending on factors such as:

• The amount of coverage you choose
• Your location and the associated risks
• Your claims history
• The type of building you’re renting (apartment, house, etc.)
• Any additional coverage options you select At UCCU Insurance Services, we work to find you the best renters insurance quotes that balance comprehensive coverage with affordable rates.

While renters insurance isn’t legally required in most areas, many landlords now require tenants to have a policy as part of the lease agreement. Even if it’s not required, a renters plan is a wise investment to protect your belongings and financial security.

To get this insurance:

1. Visit our website and use our “Get a Quote Today” survey
2. Call our insurance hotline at (801) 223-7400
3. Talk with a UCCU Insurance Service specialist regarding all things renting.

We’ll help you determine the right amount of coverage and find an affordable policy that meets your needs.

We understand the importance of finding affordable powersports insurance without sacrificing coverage. To get the best ATV or UTV insurance rates:

1. Compare quotes from multiple insurers (we do this for you)
2. Choose a higher deductible to lower your premium
3. Look for discounts for safety features, claims-free history, or membership in off-road clubs
4. Bundle your ATV or UTV insurance with other policies for potential multi-policy savings
5. Work with local insurance agents who understand Utah’s off-road terrain and regulations Our dedicated powersports insurance experts at UCCU Insurance Services can help you navigate these options to find the most cost-effective coverage that still provides robust protection for your ATV, UTV, or other off-road vehicle.