Apply for a Loan

Utah Housing

Dedicated to providing affordable housing for low to moderate incomes.

Woman cooking with two young children

Dedicated to providing affordable housing for families and individuals with low to moderate incomes

The Utah Housing Corporation (UHC) can help get you into a home now, even if you don’t have the money today, with loan programs that can cover your down payment and all (or most) of your closing costs.

Home Loans

Mortgage loan programs for first time home buyers that can enable the purchase of a home with little or no cash investment.

Down Payment Assistance Second Mortgage

When combined with a UHC first mortgage, qualified borrowers can purchase a home with little or no cash down. 

VA Grants

Eligible veterans and members of the military can receive up to $2,500 when buying their first Utah home – with NO repayment required. 

Equal Housing Lender. NMLS # 407653. Insured by NCUA.

Providing Low Rates Is Our Highest Priority

We’re here to help

Call or Text

(801) 223-8188
Mon – Fri: 8:00am – 6:00pm
Sat: 9:00am – 2:00pm

Send an Email

[email protected]
or send us a message from inside online banking.

Stop by a Branch

Find a Location