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**Coming Soon**
The ultimate banking experience for youth and teens — absolutely FREE!

Every parent wants their kids prepared for the real world, especially with money. UCCU just made that easier with LevelUp Family Banking. It’s a FREE card and app specifically designed for parents to help manage their kids and teens banking.

Sign up for LevelUp Banking

Be the first to give your kids a head start with money skills that will last a lifetime with LevelUp family banking. And the best part: it’s FREE.


(801) 223-8188 | Branch Locations

Available M–F 8am–6pm, and Sat. 9am–2pm*.
*Saturday hours vary per Branch Location

For Kids & Teens

  • 🎯 Get your own REAL debit card (just like adults!)
  • 💰 Earn money by completing chores
  • 📱 Cool mobile app to track your money
  • 🎁 Set savings goals for things you want
  • 📚 Learn money skills through fun activities
  • 🏆 Become a money expert before your friends
  • 📊 Watch your money grow with savings

For Parents

  • ✅ Complete control over spending limits
  • 📲 Real-time notifications for all transactions
  • 🏠 Assign chores and automate allowances
  • 🛡️ Safe environment to learn money skills
  • 💳 Instant card freezing if needed
  • 🎓 Reward good grades automatically
  • 🏪 Choose which stores they can shop at
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Real-World Access

With LevelUp, your child gets their own debit card and app to learn how to save, spend, and earn money responsibly with parental monitoring.

Complete Control

You stay in control with real-time notifications and spending controls, while your kids gain independence in a safe and guided way.

Group of three teenage friends outside.

Lifelong Skills

Think of it as practice for life. Parents set chores and allowances that deposit automatically, reward good grades, and watch their kids set and hit savings goals.

Frequently Asked Questions

Is there a separate UCCU app for LevelUp users?

No. Kids and teens will use the same UCCU App as other UCCU members, however, the interface inside the app will be tailored specifically LevelUp users under the age of 18. This allows easy access to tools they will need. Once the user turns 18, their app will automatically update and unlock more banking benefits and tools available to adult members.

What age can I sign my kids up for LevelUp Family Banking?

There is no age restriction on when you can open an account for your child. All you will need is their social security number and a parental I.D. to get started.

Does my child need the UCCU App to access LevelUp?

Not necessarily. If your child/teen does not yet have a mobile device, they can still access their online banking on a computer or parental device. They will just need their login information.

How do I control my kids accounts?

All youth and teen accounts are connected to a parental account that you can control in your personal online banking login.

LevelUp Family Banking is a product of Utah Community Federal Credit Union (UCCU). Membership required. Based on eligibility. Account subject to approval. Federally insured by NCUA. Youth accounts require a parent or guardian co-owner. All parents or guardians must be at least 18 at the time Youth Card is added to account. Parents or guardians that are not UCCU members must become members. Youth accounts are available to children aged 6-17. Youth account may be subject to parental fund limits based upon business and credit criteria. LevelUp checking and debit card usage may be terminated at any time by any existing member account holder that is designated on the Youth Card account.

We’re here to help

Call or Text

(801)-223-8188
Mon – Fri: 8:00 am – 6:00 pm
Sat: 9:00 am – 2:00 pm

Submit a Question to our Support Team

or send us a message from inside online banking.

Stop by a Branch

Find a Location