Fuel Your Growth: UCCU Has Loans for All of Your Business Needs
Financial Solutions to Power Your Business
Fuel your growth with loans tailored for your business needs. Whether you’re starting a new venture, expanding your operations, upgrading your fleet, or managing day-to-day expenses, access to the right financing can make all the difference. At Utah Community Credit Union (UCCU), we understand the challenges local businesses face and the opportunities they strive to seize.
That’s why UCCU offers a comprehensive range of Business Loans tailored to meet your unique needs. No matter your goal, we’re here to provide the financial tools and trusted support to help your business grow stronger and smarter.
Why Business Loans Matter
Running a business often requires strategic investments—whether it’s purchasing equipment, expanding facilities, hiring more staff, or covering seasonal cash flow gaps. Business loans provide the funding necessary to:
- Expand operations
- Purchase or upgrade equipment
- Invest in inventory
- Strengthen working capital
- Seize growth opportunities
With UCCU’s flexible loan options, you can access the capital you need to move your business forward confidently.
5 Business Loan Options Available at UCCU
At UCCU, we believe one size doesn’t fit all. We offer a wide variety of business financing solutions designed to support businesses at every stage.
1. Business Term Loans
Ideal for large, one-time expenses such as purchasing equipment, remodeling facilities, or expanding operations. Enjoy fixed or variable rates and predictable repayment terms.
2. Business Lines of Credit
Access flexible funding whenever you need it. A Business Line of Credit is perfect for managing cash flow, handling unexpected expenses, and financing short-term projects. Borrow only what you need—pay interest only on what you use.
3. Fleet Loans (Business Equipment Loans)
Need vehicles for your business? UCCU’s Fleet Loans make it easy to purchase, finance, or lease multiple vehicles. Get competitive rates, flexible terms, and a smooth approval process to keep your business moving.
4. Equipment Loans
Upgrade or purchase new equipment to keep your business competitive. Our equipment loans offer affordable rates and customizable repayment schedules to fit your budget and business cycle.
5. Commercial Real Estate Loans
Buying, building, or refinancing property? UCCU provides commercial real estate loans with competitive rates, low fees, and experienced guidance throughout the process.
How UCCU Supports Your Business Growth (Trustworthiness)
UCCU isn’t just another lender—we’re a partner invested in your success. Here’s why businesses across Utah trust us for their financing needs:
- Competitive Rates: Keep borrowing costs low with attractive rates.
- Flexible Terms: Customize your repayment schedule to fit your cash flow.
- Fast, Local Decisions: Our lending decisions are made right here in Utah by people who understand the local business landscape.
- Personalized Service: You’ll work directly with a UCCU Business Specialist who takes the time to understand your goals and challenges.
- Full Financial Solutions: Beyond loans, we offer business checking, merchant services, treasury management, and more—all designed to support your financial success.
At UCCU, we’re committed to providing the financing solutions and trusted guidance your business needs to succeed today and tomorrow.
Let’s Build Your Business Together
Your business dreams deserve strong financial backing. Whether you need working capital, vehicles, real estate, or new equipment, UCCU is here to help with Business Loan solutions that fit your goals and fuel your growth.
Contact UCCU today to speak with a Business Specialist about your financing needs. Together, we’ll find the right loan option to take your business to the next level.
Visit uccu.com/business or stop by your local UCCU branch to get started!
FAQs About Business Loans
What is the difference between a business term loan and a business line of credit?
A term loan provides a lump sum of money repaid over a set schedule, while a business line of credit offers flexible access to funds, allowing you to borrow as needed.
How do I qualify for a business loan with UCCU?
Eligibility depends on factors such as your business’s credit history, time in operation, revenue, and the type of loan you’re seeking. UCCU’s specialists can help you determine your best options.
What documents do I need to apply for a business loan?
Typically, you’ll need financial statements, tax returns, a business plan, and legal documents such as business licenses or incorporation papers. Our team can guide you through the full application checklist.
How long does it take to get approved for a business loan?
Many business loans can be approved within days, especially when you work with UCCU’s local lending team. Some specialized loans, such as SBA loans, may take slightly longer.