Home Equity Visa Card
Access your home’s equity with the swipe of a card.
Meet Your Home Equity Expert
Available M–F 8am–6pm, and Sat. 9am–2pm
Stop by any branch
Where we can print and provide you a Home Equity Visa Card, instantly!
Your house isn’t just a home. It’s an investment.
Linked directly to your HELOC or home loan, a Home Equity Visa card will provide immediate access to your equity – wherever you are, whenever you need it, anywhere VISA is accepted.
UCCU Home Equity Visas come with no additional fees or added expenses. It’s simply an easier and more convenient way to access your home’s equity.
* Annual Percentage Rate=APR. After the initial fixed rate period, your APR will convert to a variable rate and vary with the Prime Rate as published in the Wall Street Journal. As of July 1, 2016 UCCU’s margin above Prime on 1st lien position is 0.35% – 2nd lien position is 0.85%. During the variable rate period, the interest rate will not vary above 18% APR nor below 3.74% APR. Initial fixed rate option cannot be combined with any other loan offer or cash back rebate.
**Property insurance is required. Consult your tax advisor regarding the deductibility of interest. Fee reimbursement for appraisal and title work apply if loan is paid off and closed within 24-months of the note date. Some restrictions may apply. Offer is subject to change without notice. On approved credit. Membership eligibility required. Equal Housing Lender. NMLS # 407653. Federally insured by NCUA.