Apply for a Loan

Switch your Credit Cards or Auto Loans to UCCU, and we’ll lower your rate, or lower your payment, or pay you $100!

Apply Online 801-223-8188

It’s super easy and it only takes a moment.

Get started here…


Switch & Save!

Simply move your loans to UCCU and start saving or get started with a new loan.

Call: 801-223-7600 | Email: [email protected] | Visit any UCCU branch location

Available M–F 8am–6pm, and Sat. 9am–2pm

Or fill out the information below and a representative will contact you.

UCCU Switch & Save Guarantee

  • Credit Card Switch and Save

  • Auto Switch and Save

*UCCU will lower the interest rate or monthly payment on any existing AUTO loan or CREDIT CARD balance transferred to UCCU, or UCCU will pay you $100. To be eligible to receive the $100, the applicant must complete a UCCU loan application, have a minimum credit score of 680, and be able to show documentation of current interest rate and payment on the auto and/or credit card loan being transferred to UCCU. Zero percent dealer/manufacturer financing and/or introductory rates do not qualify for the UCCU Switch & Save Guarantee promotion. Subject to membership eligibility. Some restrictions may apply. Limited time offer. Available on approved credit only. $100 per borrower. If $100 is awarded please allow 2-3 weeks for the process of payment. Insured by NCUA.

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