NOTICE: The financial community is seeing an aggressive increase in scams and phishing.  Utah Community Credit Union (UCCU) will never contact you to ask for your username, password, PIN, verification codes/code word, or card/account numbers. If you are concerned about a text message, call or email you receive, please contact our service center at 1-800-453-8188.

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High Yield Savings Certificates

Up to 5.50% APY, plus Jump-up and Add-on Certificate options available!

Direct Deposit

Switching your direct deposit to UCCU is easier than ever before!

Earn More on Your Savings

Money Market yields just went up! Move your savings to UCCU.

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Banking made simple

For more than six decades, we’ve been helping our members with the biggest financial decisions of their lives, and all the little ones along the way.

See Current Saving Yields

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Providing low rates is our highest priority

More from Utah Community Credit Union

Buyer Relax

A guiding resource for life’s biggest purchases.

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Home Buying Seminars

More house. Same payment.

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BeMoneySmart

Designed to help children and teens get the most from their money.

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We’re here to help

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(801) 223-8188
Mon – Fri: 8:00 am – 6:00 pm
Sat: 9:00 am – 2:00 pm

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or send us a message from inside online banking.

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Auto Loans:

*APR = Annual percentage rate. Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. 60 monthly payments of $19.80 per $1,000 borrowed for 2016 models or newer at 6.99% APR. Actual rate may increase based upon borrower’s creditworthiness. Federally insured by NCUA.

Credit Cards:

*APR = Annual percentage rate. Variable APR ranges from 12.00% to 18.00% APR.  Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. 1% foreign transaction fee. Federally insured by NCUA.

Click to view Credit Card Rate & Fee Disclosure, Visa Cardholder & Protection Agreement, or the 4-3-2-1 Cash Back Card details.

Home Equity:

*APR = Annual percentage rate. Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. 6.99% introductory fixed rate for 6 months, 8.24% variable APR (Prime – 0.26%). For loans greater than 80% LTV (loan-to-value) the variable APR is 9.99% (Prime + 1.49%). Property insurance is required. Interest rate will not vary above 18.00% or below 4.99%. Variable rates based on the Prime Rate as published in the Wall Street Journal on the 15th day of the month prior. Limited time offer. Appraisal, title, and insurance fee reimbursement required if paid off and closed within 24 months of funding date. Equal housing lender. NMLS # 407653. Federally insured by NCUA.

Mortgage:

*APR = Annual percentage rate. See rate, APR and payment details for more information. Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. Equal housing lender. NMLS # 407653. Federally insured by NCUA.