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NOTICE: The financial community is seeing an aggressive increase in scams and phishing. We will never contact you to ask for your username, password, PIN, verification codes/code word, or card/account numbers. If you are concerned about a text, call or email you receive, please contact our service center at 1-800-453-8188.

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Vehicle Loans

Start Here. Go anywhere.

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UCCU provides low rates and flexible terms on every vehicle loan.


Low, Low Rates!

In fact, we continuously survey surrounding advertised Auto, RV, and Boat interest rates, just to be certain that our rates are always competitive with local financial institutions.

Plus, UCCU has Auto Buying Experts at work in every branch, ready to pre-approve you for a low rate before you start shopping and help you avoid any hidden fees and mark-ups along the way!

Apply for a Vehicle Loan
What will my payment be?
What can I afford?

Our Vehicle Loans

Added Protection and Peace of Mind

There’s nothing quite like the peace of mind that comes with knowing you’re truly protected. That’s why UCCU provides discounts on loan protections and extended warranties for new and used vehicles from both dealerships and private parties.

Simply ask any Auto Buying Expert about the protections that interest you.


Gap Protection

Gap Protection covers the “gap” between your liability and what your insurance will pay in the event of a collision.

Debt Protection

Make sure your loan is protected in the event of a death, disability, or involuntary loss of employment.

Extended Warranty

Maximize your peace of mind with an extended vehicle warranty.

Providing Low Rates is Our Highest Priority

We’re here to help

Call or Text

(801) 223-8188
Mon – Fri: 8:00 am – 6:00 pm
Sat: 9:00 am – 2:00 pm

Submit a Question to our Support Team

or send us a message from inside online banking.

Stop by a Branch

Find a Location

*APR = Annual percentage rate. Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. 60 monthly payments of $19.91 per $1,000 borrowed for 2016 models or newer at 7.24% APR. Actual rate may increase based upon borrower’s creditworthiness. Federally insured by NCUA.